Story County property record for 214 Cedar Dr, Gilbert, IA 50105 · Last verified August 2026
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.239 acres (10,427 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $455,000 (Jul 2026) |
| Tax Bill | $14 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Apr 2025 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-09-420-070 |
| Primary APN | 05-09-420-070 |
|---|
| Lot Area | 10,427 sqft (0.239 acres) |
|---|
| Street Address | 214 CEDAR DR |
|---|---|
| City | GILBERT |
| State | IA |
| Zip | 50105-2101 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | UPLAND TRAIL SD 2ND ADD LOT:25 GILBERT |
| Legal Subdivision | UPLAND TRAIL SUBDIVISION SECOND ADDITION |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 103 |
Source: Story County records · APN 05-09-420-070
Assessment roll updated September 30, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 214 CEDAR DR, GILBERT, IA 50105-2101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Jul 06, 2026 | Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC |
| Apr 03, 2025 | Warranty Deed, Transfer · Line of Credit WEST BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2026 · Amount on Record |
| Deed Sale | Jul 06, 2026 · Amount on Record |
| Prior Sale | Apr 03, 2025 · Amount on Record |
| Deed Document Number | 20265923 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Jul 06, 2026 |
| Property Address | 214 CEDAR DR, GILBERT, IA 50105-2101 |
| Document Number | 0000005923 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 20265923 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $73,447.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 214 CEDAR DR, GILBERT, IA 50105-2101 |
| Document Number | 0000005924, |
|---|---|
| Date | Jul 06, 2026 |
| Instrument | 20265924 |
| Name | MORTGAGE CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Apr 03, 2025 |
| Property Address | 214 CEDAR DR, GILBERT, IA 50105-2101 |
| Document Number | 0202502241 |
| Instrument Date | Mar 03, 2025 |
| Instrument | 2025-02241 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $122.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 750 SE ALICES RD, WAUKEE, IA 50263-9646 |
| Document Number | 0202502242 |
|---|---|
| Date | Apr 03, 2025 |
| Instrument | 2025-02242 |
| Name | WEST BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Story County records · Assessment roll updated September 30, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Story County |
| Municipality | Gilbert City |
| Unified School District | Gilbert Community School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14.00 | $800 (-) Land $800 | $800 (-) Land $800 |
| 2024 | $14.00 (-12.5%) | ||
| 2023 | $800 Land $800 | $800 Land $800 | |
| 2022 | $16.00 |
Source: FEMA National Flood Hazard Layer, Story County (19169C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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