214 Cardinal Dr, Youngsville, NC 27596 Property Records

Franklin County property record for 214 Cardinal Dr, Youngsville, NC 27596

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,574 sqft · built 1982
Lot Size	2.91 acres (126,760 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Jan 2018)
Tax Bill	$3,467 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1862-48-2497`

Property Details

APN / Parcel Number

Primary APN	`1862-48-2497`
Alternative APNs	`D06B00 021` `006740` `20894`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,574 sqft Total Area
Upper Floors Area	320 sqft
Attic Area	850 sqft
Utility Area	198 sqft
Utility Room	Utility Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	126,760 sqft (2.91 acres)
Terrain	Rolling
Garage Type	Unfinished
Garage Area	1,120 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	288 sqft
Deck Area	32 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	20894
Old Parcel Number	D06B00 021
Street Address	214 CARDINAL DR
City	YOUNGSVILLE
State	NC
Zip	27596-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FCO R-30
Legal Description	MB 13 PG 50
Legal Subdivision	MARTINDALE II LOT
Legal Lot Number	21
Jurisdiction	FRANKLIN NC
Township / Civil Division	YOUNGSVILLE
Census Block Group	2
Census Block	2016
Census Tract	60502

Owner

214 Cardinal Dr is owned and occupied by an individual who bought it in January 2018.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Mailing Address	214 CARDINAL DR, YOUNGSVILLE, NC 27596-9731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage STUART K BOYD
Jan 16, 2018	Warranty Deed, Transfer · Conventional Mortgage FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2018 · Amount on File
Deed Sale	Jan 16, 2018 · Amount on File
Deed Document Number	2133-547
Deed Book / Page	2133 / 547
Record Updated	Jun 8, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NC
Property Address	214 CARDINAL DR, YOUNGSVILLE, NC 27596-9731
Document Number	0022541325
Instrument Date	May 13, 2021
Transaction Type	Mortgage
Record Updated	Jun 22, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 CARDINAL DR YOUNGSVILLE NC 275969731, YOUNGSVILLE, NC 27596-9731

Mortgage

Document Number	0022541325
Date	May 14, 2021
Book Page	002254/001325
Instrument	10043387

Lender

Name	STUART K BOYD
Address	218 CARDINAL DR, YOUNGSVILLE, NC 27596-9731

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	May 13, 2026

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NC
Recording Date	Jan 16, 2018
Property Address	214 CARDINAL DR, YOUNGSVILLE, NC 27596-9731
Document Number	0021330547
Book / Page	2133 / 547
Map Reference	MB13 PG50
Instrument Date	Jan 12, 2018
Instrument	2133-547
Transaction Type	Transfer
Record Updated	Oct 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	214 CARDINAL DR, 214, YOUNGSVILLE, NC 27596-9731

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 CARDINAL DR, YOUNGSVILLE, NC 27596-9731

Mortgage

Document Number	2133549
Date	Jan 16, 2018
Instrument	2133-549

Lender

Name	FRANKLIN AMERICAN MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 214 Cardinal Dr was $3,467.

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Franklin County
Unified School District	Franklin County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,467.00	$537,060 Land $112,000 Building $425,060	$537,060 Land $112,000 Building $425,060
2023	$2,936.00	$308,480 Land $45,000 Building $263,480	$308,480 Land $45,000 Building $263,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 Cardinal Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY WATER & SEWER serves 26,060 people · EPA ID NC0235030
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids currently in violation since Jul 2026 Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cardinal Dr

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