214 Bluff Oak Dr, Laredo, TX 78045 Property Records

Webb County property record for 214 Bluff Oak Dr, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,683 sqft · built 2015
Lot Size	0.138 acres (6,001 sqft)
Owner	Individual Name on File
Last Sale	$327,262 (May 2023)
Tax Bill	$1,594 (2025)
Deeds & Mortgages	May 2023 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-79006-270`

Property Details

APN / Parcel Number

Primary APN	`989-79006-270`
Alternative APN	`529398`

Interior

Stories	1 Story
Building Area	1,683 sqft Living Area
Gross Area	2,103 sqft
1st Floor Area	1,683 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,001 sqft (0.138 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Pool Area	547 sqft
Porch	Open Porch
Porch Area	196 sqft

Location & Zoning

Street Address	214 BLUFF OAK DR
City	LAREDO
State	TX
Zip	78045-6849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAN ISIDRO NORTHEAST, BLOCK 6, LOT 27, PHASE 13
Legal Subdivision	SAN ISIDRO NORTHEAST
Legal Phase	13
Legal Block	6
Legal Lot Number	27
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	2
Census Block	2012
Census Tract	1727

Owner

Source: Webb County assessment roll, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	214 BLUFF OAK DR, LAREDO, TX 78045-6849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Vendor's Lien, Transfer · FHA Mortgage PRIMELENDING
Apr 13, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Dec 28, 2015 · Amount on Record
Deed Document Number	20231500951
Deed Book / Page	5470 / 702
Record Updated	Sep 20, 2026

May 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	May 26, 2023
Property Address	214 BLUFF OAK DR, LAREDO, TX 78045-6849
Document Number	005470/702
Book / Page	5470 / 702
Map Reference	VOL 32 PG 55&56
Instrument Date	May 25, 2023
Instrument	1500951
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 BLUFF OAK DR, LAREDO, TX 78045-6849
Investor	Possibly a Property Investor

Mortgage

Document Number	0001500952
Date	May 26, 2023
Instrument	1500952

Lender

Name	PRIMELENDING
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	214 BLUFF OAK DR, LAREDO, TX 78045-6849
Transaction Type	Mortgage
Record Updated	Mar 1, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004999/490
Date	Apr 13, 2021
Book Page	4999/490
Instrument	1425189

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,594.00 (+0.76%)	$315,031 (+10.75%) Land $92,708 Building $222,323	$315,031 (+10.75%) Land $92,708 Building $222,323
2024	$1,582.00 (-5.21%)
2023		$284,443 Land $80,287 Building $204,156	$284,443 Land $80,287 Building $204,156
2022	$1,669.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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