214 A St, Genoa, IL 60135 Property Records

DeKalb County property record for 214 A St, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.181 acres (7,900 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Jul 2020)
Tax Bill	$4,728 (2024)
Deeds & Mortgages	Jan 2026 Line of Credit Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-19-303-007`

Property Details

APN / Parcel Number

Primary APN	`03-19-303-007`

Exterior

Lot Area	7,900 sqft (0.181 acres)
Lot Dimensions	158 ft deep x 50 ft wide

Location & Zoning

Account Number	0319303007
Street Address	214 A ST
City	GENOA
State	IL
Zip	60135-1005
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK PARK ADDITION - LOT 9 BLOCK 1
Legal Subdivision	OAK PARK ADDITION
Legal Block	1
Legal Lot Number	9
Jurisdiction	DE KALB IL
Township / Civil Division	GENOA
Census Block Group	1
Census Block	1008
Census Tract	100

Owner

214 A St is owned and occupied by an individual who bought it in July 2020.

Source: DeKalb County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	214 A ST, GENOA, IL 60135-1005
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 28, 2026	Deed of Trust, Mortgage · Line of Credit RESOURCE BANK
Jan 12, 2026	Deed of Trust, Mortgage · Line of Credit RESOURCE BANK
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage RESOURCE BK
Jul 24, 2020	Warranty Deed, Transfer · Conventional Mortgage RESOURCE BANK
Jul 24, 2020	Warranty Deed, Construction Loan · Construction Mortgage RESOURCE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 24, 2020 · Amount on File
Deed Sale	Jul 24, 2020 · Amount on File
Prior Sale	Oct 1, 2015 · Amount on File
Deed Document Number	20207145
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	214 A ST, GENOA, IL 60135-1005
Transaction Type	Mortgage
Record Updated	Feb 23, 2026
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 A ST, GENOA, IL 60135-1005

Mortgage

Document Number	0000000697
Date	Jan 28, 2026
Instrument	2026000697

Lender

Name	RESOURCE BANK
Type	Bank
Address	GENOA, IL 60135

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	214 A ST, GENOA, IL 60135-1005
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 A ST, GENOA, IL 60135-1005

Mortgage

Document Number	0000000245
Date	Jan 12, 2026
Instrument	2026000245

Lender

Name	RESOURCE BANK
Type	Bank
Address	GENOA, IL 60135

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jan 15, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	214 A ST, GENOA, IL 60135-1005
Document Number	0000010921
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Feb 2, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 A ST GENOA IL 601351005, GENOA, IL 60135-1005

Mortgage

Document Number	0000010921
Date	Oct 20, 2020
Instrument	10921

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2050

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 24, 2020
Property Address	214 A ST, GENOA, IL 60135-1005
Document Number	0000007145
Map Reference	DOC 129106
Instrument Date	Jul 22, 2020
Instrument	2020007145
Transaction Type	Transfer
Record Updated	Jun 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 A ST, GENOA, IL 60135-1005

Mortgage

Document Number	0000007146
Date	Jul 24, 2020
Instrument	2020007146

Lender

Name	RESOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate	3%

July 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 24, 2020
Property Address	214 A ST, GENOA, IL 60135-1005
Document Number	0000007145
Instrument Date	Jul 22, 2020
Instrument	7145
Transaction Type	Construction Loan
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 A ST GENOA IL 601351005, GENOA, IL 60135-1005

Mortgage

Document Number	7146
Date	Jul 24, 2020
Instrument	7146

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

Mortgage

Document Number	10921,
Date	Jul 24, 2020
Instrument	10921

Lender

Name	RESOURCE BK
Type	Bank
Address	DEKALB, IL 60115

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2050

Interest

Rate	3%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Genoa Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$66,790 Land $12,855 Building $53,935	$200,370 Land $38,565 Building $161,805
2024	$4,728.00
2023		$54,959 Land $11,001 Building $43,958	$164,877 Land $33,003 Building $131,874

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 214 A St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 A St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: DNA Communications.

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