214 4th St E, Unit 223, Saint Paul, MN 55101 Property Records

Ramsey County property record for 214 4th St E, Unit 223, Saint Paul, MN 55101

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 985 sqft · built 1918
Lot Size	0.3 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$3,000 (Aug 2022)
Tax Bill	$3,800 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-28-22-22-0087`

Property Details

APN / Parcel Number

Primary APN	`05-28-22-22-0087`
Alternative APNs	`8586565` `651345`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	985 sqft Living Area
1st Floor Area	649 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Stone
Construction Type	Stone
Lot Area	1,307 sqft (0.3 acres)
View / Lot	Central Business

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	651345
Street Address	214 4TH ST E, 223
City	SAINT PAUL
State	MN
Zip	55101-6103
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CIC NO 716 UNION DEPOT LOFTS UNIT NO.223
Legal Range	22
Legal Township	28
Legal Section	05
Legal Subdivision	CIC NO 716 UNION DEPOT LOFTS
Legal Lot Number	223
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3013
Census Tract	34201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lowertown Historic District listed 1983 · 40 contributing resources · NRIS 83000935
Individually Listed	St. Paul Union Depot (Boundary Increase) listed 2014 · 1 contributing resources · NRIS 14000039

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	214 4TH ST E, 223, SAINT PAUL, MN 55101-6103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BELL BANK
Jun 18, 2021	Deed, Transfer · Conventional Mortgage ALERUS FINANCIAL NA
Sep 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage IDEAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2022 · Amount on Record
Deed Sale	Aug 16, 2022 · Amount on Record
Prior Sale	May 9, 2022 · Amount on Record
Deed Document Number	20224960072
Prior Transfer Date	Jun 10, 2022
Prior Transfer Doc	0004960066
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RAMSEY MN
Recording Date	Aug 16, 2022
Property Address	214 4TH ST E UNIT 223, 223, SAINT PAUL, MN 55101-6103
Document Number	0A04960066
Instrument Date	Jun 10, 2022
Instrument	A04960066
Transaction Type	Transfer
Record Updated	Aug 31, 2022
Title Company	EDGEWATER TITLE GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	214 4TH ST E UNIT 223, 223, SAINT PAUL, MN 55101-6103

Mortgage

Document Number	0A04960071
Date	Aug 16, 2022
Instrument	A04960071

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.87%
Index	Other
Max Rate	9.87%

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 18, 2021
Property Address	214 4TH ST E UNIT 223, 223, SAINT PAUL, MN 55101-6103
Document Number	0A04890755
Instrument Date	Jun 7, 2021
Instrument	A04890755
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	198 HAZEL ST N, 198, SAINT PAUL, MN 55119-4915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 4TH ST E UNIT 224, 224, SAINT PAUL, MN 55101-6103

Mortgage

Document Number	0A04890756
Date	Jun 18, 2021
Instrument	A04890756

Lender

Name	ALERUS FINANCIAL NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAMSEY MN
Property Address	214 4TH ST E UNIT 223, 223, SAINT PAUL, MN 55101-6103
Document Number	0004835720
Instrument Date	Sep 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 4TH ST E #223 ST PAUL MN 551016103, 223, ST PAUL, MN 55101-6103

Mortgage

Document Number	0004835720
Date	Sep 30, 2020
Instrument	4835720

Lender

Name	IDEAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 29, 2040

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,300 (-7.46%) Land $1,000 Building $222,300	$223,300 (-7.46%) Land $1,000 Building $222,300
2025	$3,800.00 (-0.89%)
2023	$3,834.00 Homeowner's exemption	$241,300 Land $1,000 Building $240,300	$241,300 Land $1,000 Building $240,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	66 units insured incl. 53 condo units
Nearby Flood Claims	1 (1997)
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on 4th St E

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures