214 4th St E, Unit 103, Saint Paul, MN 55101 Property Records

Ramsey County property record for 214 4th St E, Unit 103, Saint Paul, MN 55101

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 900 sqft · built 1918
Lot Size	0.3 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2022)
Tax Bill	$3,938 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Jun 2020 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-28-22-22-0062`

Property Details

APN / Parcel Number

Primary APN	`05-28-22-22-0062`
Alternative APNs	`8309286` `513378`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	900 sqft Living Area
1st Floor Area	690 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment
Exterior Material	Stone
Construction Type	Stone
Lot Area	1,307 sqft (0.3 acres)
View / Lot	Central Business

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	513378
Street Address	214 4TH ST E, 103
City	SAINT PAUL
State	MN
Zip	55101-6100
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	CIC NO 716 UNION DEPOT LOFTS UNIT NO.103
Legal Range	22
Legal Township	28
Legal Section	05
Legal Subdivision	CIC NO 716 UNION DEPOT LOFTS
Legal Lot Number	103
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	3
Census Block	3013
Census Tract	34201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lowertown Historic District listed 1983 · 40 contributing resources · NRIS 83000935
Individually Listed	St. Paul Union Depot (Boundary Increase) listed 2014 · 1 contributing resources · NRIS 14000039

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ramsey County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	214 4TH ST E, 103, SAINT PAUL, MN 55101-6100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2022	Warranty Deed, Transfer · Conventional Mortgage VERMILLION STATE BANK
Jun 30, 2020	Warranty Deed, Transfer · Line of Credit VERMILLION ST BK
Jun 8, 2017	Warranty Deed, Transfer · Conventional with PMI NOVATION CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2022 · Amount on Record
Deed Sale	Aug 2, 2022 · Amount on Record
Prior Sale	Jun 30, 2020 · Amount on Record
Deed Document Number	20224958140
Prior Transfer Date	Aug 1, 2022
Prior Transfer Doc	0004958140
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Aug 2, 2022
Property Address	214 4TH ST E UNIT 103, 103, SAINT PAUL, MN 55101-6100
Document Number	0A04958140
Instrument Date	Aug 1, 2022
Instrument	A04958140
Transaction Type	Transfer
Record Updated	Sep 13, 2022
Title Company	LAND TITLE CORPORATION, LAND TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 4TH ST E # 1103, 1103, SAINT PAUL, MN 55101-1481

Mortgage

Document Number	0A04958141
Date	Aug 2, 2022
Instrument	A04958141

Lender

Name	VERMILLION STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2052

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 30, 2020
Property Address	214 4TH ST E UNIT 103, 103, SAINT PAUL, MN 55101-6100
Document Number	0004819559
Instrument Date	Jun 29, 2020
Instrument	4819559
Transaction Type	Transfer
Record Updated	Jul 17, 2020
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$850.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 4TH ST E #103 ST PAUL MN 551016100, 103, ST PAUL, MN 55101-6100

Mortgage

Document Number	4819560
Date	Jun 30, 2020
Instrument	4819560

Lender

Name	VERMILLION ST BK
Type	Bank
Address	VERMILLION, MN 55085

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jun 8, 2017
Property Address	214 4TH ST E UNIT 103, 103, SAINT PAUL, MN 55101-6100
Document Number	0004661745
Instrument Date	May 31, 2017
Instrument	4661745
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 4TH ST E #103 ST PAUL MN 551016100, 103, ST PAUL, MN 55101-6100

Mortgage

Document Number	4661746
Date	Jun 8, 2017
Instrument	4661746

Lender

Name	NOVATION CU
Type	Credit Union
Address	OAKDALE, MN 55128

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,900 (-) Land $1,000 Building $229,900	$230,900 (-) Land $1,000 Building $229,900
2025	$3,938.00 (+10.74%) Homeowner's exemption	$230,900 (-7.42%) Land $1,000 Building $229,900	$230,900 (-7.42%) Land $1,000 Building $229,900
2024	$3,556.00 (+4.59%)
2023	$3,400.00 Homeowner's exemption	$249,400 Land $1,000 Building $248,400	$249,400 Land $1,000 Building $248,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	66 units insured incl. 53 condo units
Nearby Flood Claims	1 (1997)
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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