214 3rd St SE, Towner, ND 58788 Property Records

McHenry County property record for 214 3rd St SE, Towner, ND 58788

Property Summary

Property Type	Single Family Home
Lot Size	0.227 acres (9,900 sqft)
Owner	Individual Name on Record
Last Sale	$57,000 (Oct 2024)
Tax Bill	$488 (2025)
Deeds & Mortgages	Oct 2024 Sale Sep 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`54000710498000`

Property Details

APN / Parcel Number

Primary APN	`54000710498000`

Exterior

Lot Area	9,900 sqft (0.227 acres)

Location & Zoning

Street Address	214 3RD AVE SW
City	TOWNER
State	ND
Zip	58788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWN: 000 SCT: 00 RNG: 000 SUB: 0054-0007 BLK: 1 LOT: 8 TOWNER-SCOFIELDS ADD LOT 8 BLK 1
Legal Subdivision	TOWNER-SCOFIELDS ADD
Legal Block	1
Legal Lot Number	8
Jurisdiction	MCHENRY ND
Township / Civil Division	TOWNER
Census Block Group	2
Census Block	2305
Census Tract	955600

Owner

Source: McHenry County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	214 3RD ST SE, TOWNER, ND 58788-7756
Owner Type	Individual
Vesting	Partnership

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2024	Warranty Deed, Transfer
Sep 25, 2019	Warranty Deed, Transfer · Commercial Mortgage MERCHANTS BANK
Sep 8, 2011	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA
Jul 7, 2008	Warranty Deed, Transfer · VA Mortgage TOWN AND COUNTRY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2024 · Amount on Record
Deed Sale	Oct 30, 2024 · Amount on Record
Prior Sale	Oct 7, 2024 · Amount on Record
Deed Document Number	2024334211
Record Updated	Oct 29, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY ND
Recording Date	Oct 7, 2024
Property Address	214 3RD AVE SW, TOWNER, ND 58788-7725
Document Number	0000334104
Instrument Date	Sep 30, 2024
Instrument	334104
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 43, TOWNER, ND 58788-0043

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY ND
Recording Date	Sep 25, 2019
Property Address	214 3RD AVE SW, TOWNER, ND 58788-7725
Document Number	0000326200
Instrument Date	Sep 23, 2019
Instrument	326200
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 3RD AVE SW, TOWNER, ND 58788-7725

Mortgage

Document Number	0000326201
Date	Sep 25, 2019
Instrument	326201

Lender

Name	MERCHANTS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Sep 15, 2024

September 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY ND
Recording Date	Sep 8, 2011
Property Address	214 3RD AVE SW, TOWNER, ND 58788-7725
Document Number	0000308884
Instrument Date	Aug 7, 2011
Instrument	308884
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000308885
Date	Sep 8, 2011
Instrument	308885

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	NEWARK, NJ 07101

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2041

July 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY ND
Recording Date	Jul 7, 2008
Property Address	214 3RD AVE SW, TOWNER, ND 58788-7725
Document Number	0000302240
Instrument Date	Jun 30, 2008
Instrument	302240
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 3RD ST SW, TOWNER, ND 58788-7754

Mortgage

Document Number	0000302241
Date	Jul 7, 2008
Instrument	302241

Lender

Name	TOWN AND COUNTRY CU
Address	MINOT, ND 58701

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	McHenry County
Municipality	Towner City
Unified School District	TGU Public School District 60 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$19,500 (-) Land $2,000 Building $17,500	$39,000 (-) Land $4,000 Building $35,000
2025	$488.00 (+12.96%)	$19,500 (+13.04%) Land $2,000 Building $17,500	$39,000 (+13.04%) Land $4,000 Building $35,000
2023	$432.00	$17,250 Land $2,000 Building $15,250	$34,500 Land $4,000 Building $30,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	9 (1979–2001)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Aug 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 48% of North Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOWNER serves 479 people · EPA ID ND2500946
Water Source	Groundwater
Last State Inspection	Aug 2025
Also Mapped Here	NORTH PRAIRIE RWD-SYSTEM 1&2
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Mar 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 250
SRT Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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