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214 3rd St SE, Fort Walton Beach, FL 32548 Property Records

Okaloosa County property record for 214 3rd St SE, Fort Walton Beach, FL 32548

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,233 sqft · built 2014
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$479,000 (Jun 2022)
Tax Bill$6,717 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Jul 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC56-000-594-3059-5

Property Details

APN / Parcel Number

Primary APNC56-000-594-3059-5
Alternative APN
  • 13-2S-24-1910-0000-026B

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,233 sqft Heated Area
Gross Area2,907 sqft
1st Floor Area2,233 sqft
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2014
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area7,500 sqft (0.172 acres)
Lot Width75 ft Width
Garage TypeFinished
Garage Area462 sqft
PorchOpen Porch
Porch Area424 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address214 3RD ST SE
CityFORT WALTON BEACH
StateFL
Zip32548-7204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOCEAN CITY W1/2 OF LOTS 26 & 27
Legal Range24
Legal Township02S
Legal Section13
Legal SubdivisionOCEAN CITY
Legal Lot Number26,27 27
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2010
Census Tract22600

Owner

214 3rd St SE is owned by an individual who bought it in June 2022.

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address7621 SEA CLIFF WAY, LAS VEGAS, NV 89128-6826
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2022Warranty Deed, Transfer · VA Mortgage
DAS ACQUISITION
Jul 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Feb 1, 2021Warranty Deed, Transfer · VA Mortgage
BEACH MORTGAGE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 9, 2022 · Amount on File
Deed SaleJun 9, 2022 · Amount on File
Prior SaleFeb 1, 2021 · Amount on File
Deed Document Number3556254
Deed Book / Page3626 / 3510
Record UpdatedJun 8, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJun 9, 2022
Property Address214 3RD ST SE, FORT WALTON BEACH, FL 32548-7204
Document Number0036263510
Book / Page3626 / 3510
Map ReferenceMB 2 PG 28A
Instrument DateJun 3, 2022
Instrument3556254
Transaction TypeTransfer
Record UpdatedJul 8, 2022
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,353.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address31580 CORTE ROSARIO, 31580, TEMECULA, CA 92592-6483

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 3RD ST SE, FORT WALTON BEACH, FL 32548-7204

Mortgage

Document Number0036263512
DateJun 9, 2022
Instrument3626/3512
Lender
NameDAS ACQUISITION
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address214 3RD ST SE, FORT WALTON BEACH, FL 32548-7204
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034793343
DateJul 31, 2020
Book Page3479/3343
Instrument3377942
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 1, 2021
Property Address214 3RD ST SE, FORT WALTON BEACH, FL 32548-7204
Document Number0035222008
Book / Page3522 / 2008
Map ReferenceMB 2 PG 28A
Instrument DateJan 28, 2021
Instrument3426373
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyMEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,779.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16 MEIGS DR, 16, SHALIMAR, FL 32579-2149

Transferred To (Grantee/Buyer)

NameVerified Name
Address214 3RD ST SE, FORT WALTON BEACH, FL 32548-7204

Mortgage

Document Number0035222011
DateFeb 1, 2021
Instrument3522/2011
Lender
NameBEACH MORTGAGE INC
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 214 3rd St SE was $6,717.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityFort Walton Beach City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,717.00$495,516 Land $102,114 Building $393,402$495,516 Land $102,114 Building $393,402
2023$6,046.00 (-6.09%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$478,879 (+8.8%) Land $68,459 Building $410,420$478,879 (+8.8%) Land $68,459 Building $410,420
2022$6,438.00$440,144 Land $63,980 Building $376,164$440,144 Land $63,980 Building $376,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 3rd St SE in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 23 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies68 units insured
incl. 45 condo units
Nearby Flood Claims31 (1978–2024)
Claims Outside the SFHA20 of 31
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 7 claims
  • Hurricane Frances, Sep 2004 · 4 claims
  • Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 214 3rd St SE has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF FORT WALTON BEACH
serves 24,113 people · EPA ID FL1460144
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 582 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20

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