214 2nd St, Winter Garden, FL 34787 Property Records

Orange County property record for 214 2nd St, Winter Garden, FL 34787

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1920
Lot Size	0.144 acres (6,288 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Nov 2017)
Tax Bill	$1,538 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-22-27-8816-12-120`

Property Details

APN / Parcel Number

Primary APN	`23-22-27-8816-12-120`
Alternative APNs	`272223881612120` `120309` `121090` `122466`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	1 Room
Stories	1 Story
Building Area	1,392 sqft Living Area
Gross Area	1,552 sqft
1st Floor Area	1,392 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,288 sqft (0.144 acres)

Exterior Amenities

Porch	Slab
Porch Area	310 sqft
Shed	1 Shed
Shed Area	2 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	214 2ND ST
City	WINTER GARDEN
State	FL
Zip	34787-3607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	TWIN CITY DEVELOPMENT CO SUB E/26 LOT 12 BLK 12
Legal Range	27E
Legal Township	22S
Legal Section	23
Legal Subdivision	TWIN CITY DEV CO SUB
Legal Tract	8816
Legal Block	12
Legal Lot Number	12
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	3
Census Block	3019
Census Tract	17402

Owner

214 2nd St is owned and occupied by an individual who bought it in November 2017.

Source: Orange County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	214 2ND ST, WINTER GARDEN, FL 34787-3607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Nov 8, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2017 · Amount on File
Deed Sale	Nov 8, 2017 · Amount on File
Prior Sale	Jul 22, 2011 · Amount on File
Deed Document Number	2017610878
Prior Transfer Date	Jun 8, 2010
Prior Transfer Doc	0000363571
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	214 2ND ST, WINTER GARDEN, FL 34787-3607
Document Number	0000494994
Instrument Date	Jul 15, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	214 2ND ST WINTER GARDEN FL 347873607, WINTER GARDEN, FL 34787-3607

Mortgage

Document Number	0000494994
Date	Sep 22, 2020
Instrument	494994

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 21, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Nov 8, 2017
Property Address	214 2ND ST, WINTER GARDEN, FL 34787-3607
Document Number	0000610878
Instrument Date	Oct 31, 2017
Instrument	610878
Transaction Type	Transfer
Record Updated	Sep 9, 2019
Title Company	WEST ORANGE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$966.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	214 2ND ST WINTER GARDEN FL 347873607, WINTER GARDEN, FL 34787-3607

Mortgage

Document Number	610879
Date	Nov 8, 2017
Instrument	610879

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 214 2nd St was $1,538, up 5.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Winter Garden City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,616 (+2.7%)	$145,290 (-13.08%) Land $80,000 Building $65,290
2025	$1,538.00 (+5.63%) Homeowner's exemption	$134,972	$167,150 Land $80,000 Building $87,150
2024	$1,456.00 (+4.67%)
2023	$1,391.00 (+4.04%) Homeowner's exemption	$127,348 (+3%)	$165,058 (+20.85%) Land $81,744 Building $83,314
2022	$1,337.00 Homeowner's exemption	$123,639	$136,579 Land $56,592 Building $79,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 214 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 214 2nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER GARDEN WATER DEPT (3 WPS) serves 72,205 people · EPA ID FL3481481
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Hotwire Communications, Verizon.

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