Traill County property record for 214 2nd St, Cummings, ND 58223
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.969 acres (42,253 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Oct 2019) |
| Tax Bill | $1,638 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-0000-01582-000 |
| Primary APN | 10-0000-01582-000 |
|---|
| Lot Area | 42,253 sqft (0.969 acres) |
|---|
| Street Address | 214 2ND ST |
|---|---|
| City | CUMMINGS |
| State | ND |
| Zip | 58223-2306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT A OF LOT 1 OF SE14 30-147-50 A-.97 |
| Legal Lot Number | A,1 |
| Jurisdiction | TRAILL ND |
| Township / Civil Division | ERVIN |
| Census Block Group | 1 |
| Census Block | 1092 |
| Census Tract | 970100 |
214 2nd St is owned and occupied by an individual who bought it in October 2019.
Source: Traill County records, as of February 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 214 2ND ST, CUMMINGS, ND 58223-2306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2024 | Deed of Trust, Mortgage · Line of Credit DAKOTA HERITAGE BANK OF NORTH DAKOTA |
| Oct 21, 2019 | Warranty Deed, Transfer · Conventional Mortgage VALLEY MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 21, 2019 · Amount on File |
| Deed Sale | Oct 21, 2019 · Amount on File |
| Deed Document Number | 192878 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAILL ND |
| Property Address | 214 2ND ST, CUMMINGS, ND 58223-2306 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2024 |
| Name | Verified Name |
|---|---|
| Address | 214 2ND ST, CUMMINGS, ND 58223-2306 |
| Document Number | 0000201163 |
|---|---|
| Date | Apr 30, 2024 |
| Instrument | 201163 |
| Name | DAKOTA HERITAGE BANK OF NORTH DAKOTA |
|---|---|
| Type | Bank |
| Address | HILLSBORO, ND 58045 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | May 1, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRAILL ND |
| Recording Date | Oct 21, 2019 |
| Property Address | 214 2ND ST, CUMMINGS, ND 58223-2306 |
| Document Number | 0000192878 |
| Instrument Date | Oct 21, 2019 |
| Instrument | 192878 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 214-2ND STREET S, CUMMINGS, ND 58223-2306 |
| Document Number | 0000192879 |
|---|---|
| Date | Oct 21, 2019 |
| Instrument | 192879 |
| Name | VALLEY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2049 |
The 2025 property tax bill for 214 2nd St was $1,638.
Source: Traill County assessment roll, as of October 1, 2025
| Type | Name |
|---|---|
| State | North Dakota |
| County | Traill County |
| County Subdivision | Ervin Township |
| Unified School District | Central Valley Public School District 3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,638.00 | $8,990 Land $467 Building $8,523 | $199,786 Land $10,386 Building $189,400 |
| 2024 | $1,638.00 | ||
| 2023 | $1,638.00 | $89,193 Land $5,193 Building $84,000 | $178,386 Land $10,386 Building $168,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 214 2nd St in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 7 (1997–2011) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | May 2011 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 214 2nd St is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 67% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST CENTRAL REGIONAL WD-GF private · serves 5,995 people · EPA ID ND1801062 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Halstad Telephone Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Midco Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures