Lake County property record for 214 1st Ave, Two Harbors, MN 55616
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,480 sqft · built 1948 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Oct 2025) |
| Tax Bill | $1,616 (2026) |
| Deeds & Mortgages | May 2021 Refinance Mar 2012 Mortgage + 4 more |
| APN | 23-7640-28060 |
| Primary APN | 23-7640-28060 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,480 sqft Gross Area |
| 1st Floor Area | 1,480 sqft |
| Utility Area | 64 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Vinyl Panel/Coating |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Dome |
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 125 ft deep x 50 ft wide |
| Pool Type | Pool with Hot Tub/Spa |
| Deck Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 214 1ST AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1610 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 BLOCK 28 |
| Legal Subdivision | EAST TWO HARBORS |
| Legal Block | 28 |
| Legal Lot Number | 6 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | TWO HARBORS |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 370400 |
214 1st Ave is owned and occupied by an individual who bought it in October 2025.
Source: Lake County records, as of October 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 214 1ST AVE, TWO HARBORS, MN 55616-1610 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA |
| Mar 1, 2012 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Oct 23, 2025 | Warranty Deed, Transfer · Conventional Mortgage PARK STATE BANK |
| Jul 3, 2017 | Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| May 3, 2017 | Intrafamily Transfer, Transfer |
| Jun 28, 2005 | Warranty Deed, Transfer · Conventional Mortgage HOMESERVICES LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 17, 2025 · Amount on File |
| Deed Sale | Oct 17, 2025 · Amount on File |
| Prior Sale | Jun 28, 2005 · Amount on File |
| Deed Document Number | 20251817052 |
| Prior Transfer Date | May 2, 2017 |
| Prior Transfer Doc | 0000187445 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 214 1ST AVE, TWO HARBORS, MN 55616-1610 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000197427 |
|---|---|
| Date | May 21, 2021 |
| Instrument | A000197427 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 214 1ST AVE, TWO HARBORS, MN 55616-1610 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000175789 |
|---|---|
| Date | Mar 1, 2012 |
| Instrument | A000175789 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Mar 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Oct 23, 2025 |
| Property Address | 214 1ST AVE, TWO HARBORS, MN 55616-1610 |
| Document Number | A000207167 |
| Instrument Date | Oct 17, 2025 |
| Instrument | A000207167 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | THE TITLE FIRM, THE TITLE TEAM |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 214 1ST AVE, TWO HARBORS, MN 55616-1610 |
| Document Number | A000207168 |
|---|---|
| Date | Oct 23, 2025 |
| Instrument | A000207168 |
| Name | PARK STATE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Jul 3, 2017 |
| Property Address | 214 1ST AVE, TWO HARBORS, MN 55616-1610 |
| Document Number | A000187860 |
| Instrument Date | Jun 23, 2017 |
| Instrument | A000187860 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | A000187861 |
|---|---|
| Date | Jul 3, 2017 |
| Instrument | A000187861 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | May 3, 2017 |
| Property Address | 214 1ST AVE, TWO HARBORS, MN 55616-1610 |
| Document Number | A000187445 |
| Instrument Date | May 2, 2017 |
| Instrument | A000187445 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Jun 28, 2005 |
| Property Address | 214 1ST AVE, TWO HARBORS, MN 55616-1610 |
| Document Number | A000158291 |
| Instrument Date | Jun 15, 2005 |
| Instrument | A000158291 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | SCENIC TITLE & ABSTRACT INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $428.67 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2210 PRISCILLA ST # 306, 306, SAINT PAUL, MN 55108-2032 |
| Document Number | A000158292 |
|---|---|
| Date | Jun 28, 2005 |
| Instrument | A000158292 |
| Name | HOMESERVICES LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | DES MOINES, IA 50306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2035 |
The 2026 property tax bill for 214 1st Ave was $1,616 with a homeowner's exemption, down 6% from the year before.
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,616.00 (-6.05%) Homeowner's exemption | $246,300 (+10.55%) Land $24,100 Building $222,200 | $246,300 (+10.55%) Land $24,100 Building $222,200 |
| 2025 | $1,720.00 | $222,800 Land $18,500 Building $204,300 | $222,800 Land $18,500 Building $204,300 |
| 2023 | $222,600 Land $16,800 Building $205,800 | $222,600 Land $16,800 Building $205,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 214 1st Ave.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 214 1st Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Two Harbors serves 3,698 people · EPA ID MN1380005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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