21398 Vesper Dr, Macomb, MI 48044 Property Records

Macomb County property record for 21398 Vesper Dr, Macomb, MI 48044 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,636 sqft · built 2000
Lot Size0.37 acres (16,117 sqft)
OwnerIndividual Name on File
Last Sale$317,000 (Jul 2020)
Tax Bill$5,346 (2025)
Deeds & MortgagesMay 2022 Line of Credit
Sep 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN20-08-22-256-009

Property Details

APN / Parcel Number

Primary APN20-08-22-256-009
Alternative APN
  • 0822256009

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area1,636 sqft Living Area
1st Floor Area1,618 sqft
Basement Area1,618 sqft
Unfinished Basement1,618 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2001
Architectural StyleRanch
Construction TypeBrick
Lot Area16,117 sqft (0.37 acres)
Lot Dimensions230 ft deep x 70 ft wide
Garage Area527 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address21398 VESPER DR
CityMACOMB
StateMI
Zip48044-1345
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDINBURGH ESTATES SUB #2 LOT 141 LIBER: 141 PAGES: 1-15
Legal SubdivisionEDINBURGH ESTATES SUB
Legal Lot Number141
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group1
Census Block1018
Census Tract224002

Owner

Source: Macomb County records · APN 20-08-22-256-009

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address21398 VESPER DR, MACOMB, MI 48044-1345
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 02, 2022Deed of Trust, Mortgage · Line of Credit
CREDIT UNION ONE
Sep 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU
Jul 13, 2020Warranty Deed, Transfer · FHA Mortgage
LAKE MI CU
Sep 06, 2017Quit Claim Deed, Transfer
ABSTRACT TITLE AGENCY
Aug 28, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 13, 2020 · Amount on Record
Deed SaleJul 13, 2020 · Amount on Record
Prior SaleAug 28, 2017 · Amount on Record
Deed Document Number202078855
Deed Book / Page26826 / 895
Last Transfer DateSep 06, 2024
Transfer Doc0000073358
Record UpdatedSep 20, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21398 VESPER DR, MACOMB, MI 48044-1345
Transaction TypeMortgage
Record UpdatedMay 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address21398 VESPER DR, MACOMB, MI 48044-1345

Mortgage

Document Number2200057272
DateMay 02, 2022
Book Page28579/464
Instrument202200057272
Lender
NameCREDIT UNION ONE
TypeCredit Union
AddressFERNDALE, MI 48220
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMay 01, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21398 VESPER DR, MACOMB, MI 48044-1345
Transaction TypeMortgage
Record UpdatedOct 08, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address21398 VESPER DR, MACOMB, MI 48044-1345

Mortgage

Document Number2102241457
DateSep 22, 2021
Book Page28030/724
Instrument202102241457
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJul 13, 2020
Property Address21398 VESPER DR, MACOMB, MI 48044-1345
Document Number0000078855
Book / Page026826 / 000895
Instrument DateJul 02, 2020
Instrument78855
Transaction TypeTransfer
Record UpdatedAug 14, 2020
Title CompanyPREMIER TITLE COMPANY, PREMIER TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,726.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address39124 DRAKE ST CLINTON TOWNSHIP MI 480361590, CLINTON TOWNSHIP, MI 48036-1590

Mortgage

Document Number79182
DateJul 13, 2020
Book Page026828/000839
Instrument79182
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 12, 2050

September 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMACOMB MI
Recording DateSep 06, 2017
Property Address21398 VESPER DR, MACOMB, MI 48044-1345
Document Number0000108156
Book / Page024927 / 000585
Instrument DateAug 21, 2017
Instrument108156
Transaction TypeTransfer
Record UpdatedOct 11, 2017
Title CompanyABSTRACT TITLE AGENCY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address21398 VESPER DR MACOMB MI 480441345, MACOMB, MI 48044-1345

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateAug 28, 2017
Property Address21398 VESPER DR, MACOMB, MI 48044-1345
Document Number0000104916
Book / Page24910 / 387
Map ReferenceLB 141 PG 1-15
Instrument DateAug 21, 2017
Instrument7104916
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyABSTRACT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,218.80
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address27676 MILTON AVE, 27676, WARREN, MI 48092-4543

Transferred To (Grantee/Buyer)

NameVerified Name
Address2063 YARMUTH DR, ROCHESTER HILLS, MI 48307-4073

Mortgage

Document Number0000104917
DateAug 28, 2017
Instrument7104917
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictChippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$184,000 (+4.19%)$368,000 (+4.19%)
2025$5,346.00 (+13.17%) Homeowner's exemption$176,600 (+8.88%)$353,200 (+8.88%)
2023$162,200$324,400
2022$4,724.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992240021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 1 individual NFIP policies nearby
Nearby Flood Policies1 in force
1 of 1 on primary residences
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2024, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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