21395 Clutter Rd, Utica, OH 43080 Property Records

Knox County property record for 21395 Clutter Rd, Utica, OH 43080

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,301 sqft · built 1883
Lot Size	96.2 acres (4,192,302 sqft)
Owner	Individual Name on Record
Tax Bill	$6,099 (2025)
Deeds & Mortgages	Mar 2026 Transfer Mar 2026 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`10-00326.002`

Property Details

APN / Parcel Number

Primary APN	`10-00326.002`
Alternative APN	`1000115000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,301 sqft Living Area
1st Floor Area	1,840 sqft
Attic	Attic
Attic Area	461 sqft
Basement Area	1,200 sqft
Unfinished Basement	480 sqft

Exterior

Year Built	Built 1883
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Lot Area	4,192,302 sqft (96.2 acres)
Garage Type	Detached
Garage Area	1,200 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	189 sqft
Patio Area	354 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Gas

Location & Zoning

Street Address	21395 CLUTTER RD
City	UTICA
State	OH
Zip	43080-9609
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	11 5 3 PT OF NE, SE & SW QTRS SEC 16 96.242AC
Jurisdiction	KNOX OH
Township / Civil Division	CLAY
Census Block Group	3
Census Block	3056
Census Tract	7400

Owner

Source: Knox County records, as of April 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21399 CLUTTER RD, UTICA, OH 43080-9609
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Quit Claim Deed, Transfer Quitclaim
Mar 17, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 7, 2020	Deed of Trust, Mortgage · Line of Credit KINGSTON NAT'L BK
Sep 4, 2018	Trustee's Deed, Construction Loan · Line of Credit FARM SVC AGCY US DEPT/AGRICULT
Sep 7, 2017	Trustee's Deed, Construction Loan · Construction Mortgage MISCELLANEOUS GOVT AGCY
Mar 17, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 13, 2026
Transfer Doc	0000001884
Record Updated	Sep 20, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KNOX OH
Recording Date	Mar 17, 2026
Property Address	21395 CLUTTER RD, UTICA, OH 43080-9609
Document Number	0000001884
Book / Page	2118 / 356
Instrument Date	Mar 13, 2026
Instrument	202600001884
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20901 CLUTTER RD, UTICA, OH 43080-9609

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KNOX OH
Recording Date	Mar 17, 2026
Property Address	21395 CLUTTER RD, UTICA, OH 43080-9609
Document Number	0000001885
Book / Page	2118 / 360
Instrument Date	Mar 13, 2026
Instrument	202600001885
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21399 CLUTTER RD, UTICA, OH 43080-9609

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Property Address	21395 CLUTTER RD, UTICA, OH 43080-9609
Document Number	0018130923
Instrument Date	Oct 7, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	21395 CLUTTER RD UTICA OH 430809609, UTICA, OH 43080-9609

Mortgage

Document Number	0018130923
Date	Nov 4, 2020
Book Page	001813/000923
Instrument	9733

Lender

Name	KINGSTON NAT'L BK
Type	Bank
Address	KINGSTON, OH 45644

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 3, 2030

Interest

Rate Type	Adjustable Rate

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KNOX OH
Recording Date	Sep 4, 2018
Property Address	21395 CLUTTER RD, UTICA, OH 43080-9609
Document Number	0016860685
Book / Page	001686 / 000685
Instrument Date	Aug 30, 2018
Instrument	7100
Transaction Type	Construction Loan
Record Updated	Sep 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21393 CLUTTER RD UTICA OH 430809609, UTICA, OH 43080-9609

Mortgage

Document Number	16860685
Date	Sep 4, 2018
Book Page	001686/000685
Instrument	7100

Lender

Name	FARM SVC AGCY US DEPT/AGRICULT
Address	MOUNT VERNON, OH 43050

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 3, 2019

Interest

Rate Type	Adjustable Rate

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	KNOX OH
Recording Date	Sep 7, 2017
Property Address	21395 CLUTTER RD, UTICA, OH 43080-9609
Document Number	0016340169
Book / Page	001634 / 000169
Instrument Date	Sep 6, 2017
Instrument	7140
Transaction Type	Construction Loan
Record Updated	Nov 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21393 CLUTTER RD UTICA OH 430809609, UTICA, OH 43080-9609

Mortgage

Document Number	16340169
Date	Sep 7, 2017
Book Page	001634/000169
Instrument	7140

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	MOUNT VERNON, OH 43050

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 6, 2018

Interest

Rate	2.75%

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KNOX OH
Recording Date	Mar 17, 2017
Property Address	21395 CLUTTER RD, UTICA, OH 43080-9609
Document Number	0016090535
Book / Page	001609 / 000535
Instrument Date	Mar 1, 2017
Instrument	2129
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21393 CLUTTER RD UTICA OH 430809609, UTICA, OH 43080-9609

Tax Assessment & Valuation

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Clay Township
Unified School District	North Fork Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$951,360 (+6.49%) Land $595,560 Building $355,800
2025	$6,099.00 (+6.44%)	$178,810 (-42.82%) Land $208,450 Building $124,530
2023	$5,730.00 (+44.62%)	$312,700 (+45%) Land $208,450 Building $104,250	$893,420 (+45%) Land $595,560 Building $297,860
2022	$3,962.00	$215,660 Land $143,760 Building $71,900
2020			$616,150 Land $410,730 Building $205,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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