21392 Merlot Loop, Silverhill, AL 36576 Property Records

Baldwin County property record for 21392 Merlot Loop, Silverhill, AL 36576

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,699 sqft · built 2018
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$174,625 (May 2018)
Tax Bill	$695 (2026)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`47-02-09-0-000-022.026`

Property Details

APN / Parcel Number

Primary APN	`47-02-09-0-000-022.026`
Alternative APNs	`296835` `345092`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,699 sqft Heated Area
1st Floor Area	1,699 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	120 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	345092
Street Address	21392 MERLOT LOOP
City	SILVERHILL
State	AL
Zip	36576-4056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75' X 120' LOT 23 SONOMA RIDGE PHASE ONE SLIDES 2344-A AND B SEC 9-T6S-R3E (WD)
Legal Subdivision	SONOMA RIDGE PHASE ONE
Legal Phase	1
Legal Lot Number	23
Jurisdiction	BALDWIN AL
Township / Civil Division	ROBERTSDALE
Census Block Group	1
Census Block	1025
Census Tract	10907

Owner

21392 Merlot Loop is owned and occupied by an individual who bought it in May 2018.

Source: Baldwin County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	21392 MERLOT LOOP, SILVERHILL, AL 36576-4056
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2018 · Amount on File
Deed Sale	May 1, 2018 · Amount on File
Deed Document Number	20181693540
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BALDWIN AL
Recording Date	May 1, 2018
Property Address	21392 MERLOT LOOP, SILVERHILL, AL 36576-4056
Document Number	0001693540
Map Reference	SL2344-B
Instrument Date	Apr 27, 2018
Instrument	1693540
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13348 COURSEY BLVDA, 13348, BATON ROUGE, LA 70816

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21392 MERLOT LOOP, SILVERHILL, AL 36576-4056

Mortgage

Document Number	0001693541
Date	May 1, 2018
Instrument	1693541

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 21392 Merlot Loop was $695 with exemptions applied, up 2.2% from the year before.

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$695.00 (+2.21%) Homeowner's exemption Senior Citizen's exemption
2025	$680.00	$28,160 Land $4,500 Building $23,660	$281,600 Land $45,000 Building $236,600
2023	$629.00 (+16.48%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$26,460 (+15.85%)	$264,500 (+15.81%) Land $36,100 Building $228,400
2022	$540.00 (+36.71%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$22,840	$228,400 Land $38,000 Building $190,400
2021	$395.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21392 Merlot Loop in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	19 (2005–2020)
Claims Outside the SFHA	2 of 19
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 11 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21392 Merlot Loop is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 72% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Mediacom Xtream.

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