2139 Wilmore Dr, Charlotte, NC 28203 Property Records

Mecklenburg County property record for 2139 Wilmore Dr, Charlotte, NC 28203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,236 sqft · built 1938
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Apr 2014)
Tax Bill	$4,619 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`119-075-24`

Property Details

APN / Parcel Number

Primary APN	`119-075-24`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Basement Area	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Area	432 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	145 sqft
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2139 WILMORE DR
City	CHARLOTTE
State	NC
Zip	28203-4640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5 (HD)
Legal Description	L19 B43 M3-329
Legal Subdivision	WILMORE
Legal Block	43
Legal Lot Number	19
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2016
Census Tract	3600

Owner

2139 Wilmore Dr is owned and occupied by two individuals who bought it in April 2014.

Source: Mecklenburg County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2139 WILMORE DR, CHARLOTTE, NC 28203-4640
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMIERCA NA
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2014 · Amount on File
Deed Sale	Apr 16, 2014 · Amount on File
Prior Sale	Jun 20, 2013 · Amount on File
Deed Document Number	201440148
Deed Book / Page	29115 / 873
Prior Transfer Date	Jul 2, 1997
Prior Transfer Doc	9136000471
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 21, 2026
Property Address	2139 WILMORE DR, CHARLOTTE, NC 28203-4640
Document Number	0000040475
Book / Page	40359 / 365
Instrument Date	Apr 8, 2026
Instrument	202640475
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 WILMORE DR, CHARLOTTE, NC 28203-4640

Mortgage

Document Number	0000040475,
Date	Apr 21, 2026
Book Page	40359/365
Instrument	202640475

Lender

Name	BANK OF AMIERCA NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 8, 2056

Interest

Rate	6.11%
Max Rate	-1%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	2139 WILMORE DR, CHARLOTTE, NC 28203-4640
Document Number	0000125015
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2139 WILMORE DR CHARLOTTE NC 282034640, CHARLOTTE, NC 28203-4640

Mortgage

Document Number	0000125015
Date	Sep 20, 2019
Book Page	033865/000968
Instrument	125015

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2139 Wilmore Dr was $4,619, up 1.7% from the year before.

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,619.00 (+1.67%)	$579,700 Land $350,000 Building $229,700	$579,700 Land $350,000 Building $229,700
2024	$4,543.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2139 Wilmore Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1997–2020)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2139 Wilmore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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