El Dorado County property record for 2139 Sweetwater Trl, Cool, CA 95614
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,106 sqft · built 1988 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $580,000 (May 2023) |
| Tax Bill | $6,583 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-261-001-000 |
| Primary APN | 072-261-001-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,106 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Wood |
| Lot Area | 61,420 sqft |
| Terrain | Gentle Slope |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 530 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 2,106 sqft |
| Cooling System | Central |
|---|---|
| Water Source | Commercial |
| Street Address | 2139 SWEETWATER TRL |
|---|---|
| City | COOL |
| State | CA |
| Zip | 95614-2214 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | L 472 AUBURN LK TRLS 3 |
| Legal Subdivision | AUBURN LK TRLS 3 |
| Legal Lot Number | 472 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | NORTH EL DORADO |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 30601 |
2139 Sweetwater Trl is owned and occupied by two individuals who bought it in May 2023.
Source: El Dorado County records, as of September 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2139 SWEETWATER TRL, COOL, CA 95614-2214 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2023 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| May 2, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2023 · Amount on File |
| Deed Sale | May 4, 2023 · Amount on File |
| Prior Sale | Jul 30, 2004 · Amount on File |
| Deed Document Number | 202312219 |
| Prior Transfer Date | Jul 11, 2005 |
| Prior Transfer Doc | 0000059536 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | EL DORADO CA |
| Recording Date | May 4, 2023 |
| Property Address | 2139 SWEETWATER TRL, COOL, CA 95614-2214 |
| Document Number | 0000012219 |
| Map Reference | MB E PG 60 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023-0012219 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2023 |
| Title Company | PLACER TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 2139 SWEETWATER TRL, COOL, CA 95614-2214 |
| Document Number | 0000012220 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 2023-0012220 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2139 SWEETWATER TRL, COOL, CA 95614-2214 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 2139 SWEETWATER TRL, COOL, CA 95614-2214 |
| Document Number | 0000003649 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021-0003649 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 2139 SWEETWATER TRL, COOL, CA 95614-2214 |
| Document Number | 0000017418 |
| Instrument Date | May 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 2139 SWEETWATER TRL COOL CA 956142214, COOL, CA 95614-2214 |
| Investor | Possibly a Property Investor |
| Document Number | 0000017418 |
|---|---|
| Date | May 8, 2018 |
| Instrument | 17418 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 7, 2048 |
The 2025 property tax bill for 2139 Sweetwater Trl was $6,583.
Source: El Dorado County assessment roll, as of September 16, 2026
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Unified School District | Black Oak Mine Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $615,500 (+2%) Land $153,875 Building $461,625 | |
| 2025 | $6,583.00 | $603,432 Land $150,858 Building $452,574 |
| 2023 | $4,128.00 (-0.43%) Homeowner's exemption | $396,000 Land $120,500 Building $275,500 |
| 2022 | $4,146.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 2139 Sweetwater Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2139 Sweetwater Trl is very high, ranking above 92% of the US, with a 1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 92% of the US · above 76% of California |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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