2139 SW 22nd Cir N, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 2139 SW 22nd Cir N, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,777 sqft · built 1985
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$487,000 (Apr 2026)
Tax Bill	$2,285 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Sep 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1-29-37-35-0030-00000-0110`

Property Details

APN / Parcel Number

Primary APN	`1-29-37-35-0030-00000-0110`
Alternative APN	`R12937350030000000110`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,777 sqft Living Area
Gross Area	3,231 sqft
1st Floor Area	1,777 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2008
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	210 ft deep x 110 ft wide
Garage Type	Attached
Garage Area	780 sqft
Pool Area	392 sqft
Porch	Finished/Open Porch
Patio Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2139 SW 22ND CIR N
City	OKEECHOBEE
State	FL
Zip	34974-5701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OAK LAKE ESTATES (PLAT BOOK 5 PAGES 2 & 3) LOT 11
Legal Range	35E
Legal Township	37S
Legal Section	29
Legal Subdivision	OAK LAKE ESTATES
Legal Lot Number	11
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	5
Census Block	5010
Census Tract	910601

Owner

Source: Okeechobee County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	731 N 69TH AVE, HOLLYWOOD, FL 33024-7421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE COMPANY
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 3, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 20, 2017	Deed of Trust, Mortgage · Conventional with PMI CENTER ST BK/FL NA
Feb 7, 2017	Grant Deed, Transfer · Conventional Mortgage IMORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 29, 2026 · Amount on Record
Deed Sale	Apr 29, 2026 · Amount on Record
Prior Sale	Sep 9, 2020 · Amount on Record
Deed Document Number	20264780
Prior Transfer Date	Feb 24, 2020
Prior Transfer Doc	0000002377
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 29, 2026
Property Address	2139 SW 22ND CIR N, OKEECHOBEE, FL 34974-5701
Document Number	0000004780
Instrument Date	Apr 27, 2026
Instrument	20264780
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$344,309.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 N 69TH AVE, HOLLYWOOD, FL 33024-7421
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004781,
Date	Apr 29, 2026
Instrument	20264781

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Sep 9, 2020
Property Address	2139 SW 22ND CIR N, OKEECHOBEE, FL 34974-5701
Document Number	0000008642
Map Reference	MB 5 PG 2&3
Instrument Date	Sep 8, 2020
Instrument	2020008642
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,226.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2139 SW 22ND CIR N, 2139, OKEECHOBEE, FL 34974-5701

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 SW 2ND AVE, OKEECHOBEE, FL 34974-5224

Mortgage

Document Number	0000008643
Date	Sep 9, 2020
Instrument	2020008643

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 3, 2020
Property Address	2139 SW 22ND CIR N, OKEECHOBEE, FL 34974-5701
Document Number	0000002377
Instrument Date	Feb 27, 2020
Instrument	2377
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 SW 22ND CIR N OKEECHOBEE FL 349745701, OKEECHOBEE, FL 34974-5701

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 4, 2018
Property Address	2139 SW 22ND CIR N, OKEECHOBEE, FL 34974-5701
Document Number	0008140557
Book / Page	000814 / 000557
Instrument Date	Oct 3, 2018
Instrument	12017
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 SW 22ND CIR N OKEECHOBEE FL 349745701, OKEECHOBEE, FL 34974-5701

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	2139 SW 22ND CIR N, OKEECHOBEE, FL 34974-5701
Document Number	0008000459
Book / Page	000800 / 000459
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Feb 15, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2139 SW 22ND CIR N OKEECHOBEE FL 349745701, OKEECHOBEE, FL 34974-5701

Mortgage

Document Number	0008000459
Date	Dec 27, 2017
Book Page	000800/000459
Instrument	12577

Lender

Name	CENTER ST BK/FL NA
Type	Bank
Address	WINTER, FL 33881

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2047

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 7, 2017
Property Address	2139 SW 22ND CIR N, OKEECHOBEE, FL 34974-5701
Document Number	0007851642
Book / Page	000785 / 001642
Instrument Date	Jan 6, 2017
Instrument	1261
Transaction Type	Transfer
Record Updated	Mar 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,055.08
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2215 SW 22ND CIR N OKEECHOBEE FL 349745701, OKEECHOBEE, FL 34974-5701

Mortgage

Document Number	7851644
Date	Feb 7, 2017
Book Page	000785/001644
Instrument	1262

Lender

Name	IMORTGAGE
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 6, 2047

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,285.00 (-20.49%) Homeowner's exemption Veteran's exemption	$212,260 (+5.99%)	$383,254 (+2.9%) Land $45,551 Building $337,703
2023	$2,874.00 (+6.56%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$200,270 (+3%)	$372,447 (+23.47%) Land $40,552 Building $331,895
2022	$2,697.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$194,437	$301,649 Land $30,552 Building $271,097

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	10 (2004–2012)
Claims Outside the SFHA	9 of 10
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 5 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

2139 SW 22nd Cir N, Okeechobee, FL 34974 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on SW 22nd Cir N

Nearby Streets

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