Orange County property record for 2139 Stone Cross Cir, Orlando, FL 32828
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,392 sqft · built 1998 |
| Lot Size | 0.23 acres (10,024 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Sep 2013) |
| Tax Bill | $10,605 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-23-31-1980-20-700 |
| Primary APN | 02-23-31-1980-20-700 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,392 sqft Living Area |
| Gross Area | 4,168 sqft |
| 1st Floor Area | 1,774 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,024 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 50 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 2139 STONE CROSS CIR |
|---|---|
| City | ORLANDO |
| State | FL |
| Zip | 32828-7934 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | STONEYBROOK UNIT 1 37/140 LOT 70 BLK 2 |
| Legal Range | 31E |
| Legal Township | 23S |
| Legal Section | 02 |
| Legal Subdivision | STONEYBROOK UT 1 |
| Legal Tract | 1980 |
| Legal Block | 2 |
| Legal Lot Number | 70 |
| Legal Unit | 1 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | UNION PARK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 16747 |
2139 Stone Cross Cir is owned and occupied by two individuals who bought it in September 2013.
Source: Orange County records, as of April 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2139 STONE CROSS CIR, ORLANDO, FL 32828-7934 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 16, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Sep 18, 2017 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 9, 2013 · Amount on File |
| Deed Sale | Sep 9, 2013 · Amount on File |
| Prior Sale | Dec 5, 2012 · Amount on File |
| Deed Document Number | 2013478096 |
| Deed Book / Page | 10631 / 879 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2139 STONE CROSS CIR, ORLANDO, FL 32828-7934 |
| Document Number | 0000620644 |
| Instrument Date | Nov 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 16, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2139 STONE CROSS CIR ORLANDO FL 328287934, ORLANDO, FL 32828-7934 |
| Document Number | 0000620644 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 620644 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 29, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 2139 STONE CROSS CIR, ORLANDO, FL 32828-7934 |
| Document Number | 0000535119 |
| Instrument Date | Sep 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2139 STONE CROSS CIR ORLANDO FL 328287934, ORLANDO, FL 32828-7934 |
| Document Number | 0000535119 |
|---|---|
| Date | Sep 29, 2017 |
| Instrument | 535119 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 28, 2047 |
The 2025 property tax bill for 2139 Stone Cross Cir was $10,605, up 8.4% from the year before.
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $642,030 (+3.2%) Land $80,000 Building $562,030 | $642,030 (-1.65%) Land $80,000 Building $562,030 | |
| 2025 | $10,605.00 (+8.41%) | $622,150 | $652,800 Land $80,000 Building $572,800 |
| 2024 | $9,782.00 (+12.29%) | ||
| 2023 | $8,711.00 (+11.31%) | $587,861 (+13.94%) Land $80,000 Building $507,861 | $587,861 (+13.94%) Land $80,000 Building $507,861 |
| 2022 | $7,826.00 | $515,945 Land $80,000 Building $435,945 | $515,945 Land $80,000 Building $435,945 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2139 Stone Cross Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2139 Stone Cross Cir is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 70% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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