2139 S Smithville Rd, Kettering (Dayton), OH 45420 Property Records

Montgomery County property record for 2139 S Smithville Rd, Kettering, OH 45420 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 925 sqft · built 1953
Lot Size	0.198 acres (8,625 sqft)
Owner	Company Name on File
Last Sale	$155,000 (Jan 2025)
Tax Bill	$2,337 (2024)
Deeds & Mortgages	Feb 2019 Line of Credit Oct 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`N64 00815 0042`

Property Details

APN / Parcel Number

Primary APN	`N64 00815 0042`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	925 sqft Living Area
1st Floor Area	925 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	125 ft deep x 69 ft wide
Deck Area	27 sqft
Patio Area	27 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2139 S SMITHVILLE RD
City	KETTERING
State	OH
Zip	45420-1449
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	163 HAVERSTICK 3
Legal Subdivision	HAVERSTICK 3
Legal Lot Number	42
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	2
Census Block	2011
Census Tract	21000

Owner

Source: Montgomery County records · APN N64 00815 0042

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3500 PARK CENTER DR STE 100, 100, DAYTON, OH 45414-2680
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2019	Trustee's Deed, Transfer · Line of Credit KEYBANK USA
Oct 16, 2017	Grant Deed, Mortgage · Line of Credit MISCELLANEOUS INS CO
Aug 22, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 09, 2025 · Amount on Record
Deed Sale	Jan 09, 2025 · Amount on Record
Prior Sale	Feb 11, 2019
Deed Document Number	2025-00001398
Record Updated	Jun 08, 2026

February 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Feb 11, 2019
Property Address	2139 S SMITHVILLE RD, KETTERING, OH 45420-1449
Document Number	0000007588
Instrument Date	Nov 01, 2018
Instrument	7588
Transaction Type	Transfer
Record Updated	May 03, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	300 CRESCENT CT #700 DALLAS TX 752017849, 700, DALLAS, TX 75201-7849

Mortgage

Document Number	15939
Date	Feb 11, 2019
Instrument	15939

Lender

Name	KEYBANK USA
Type	Bank
Address	11501 OUTLOOK ST # 300, OVERLAND PARK, KS 66211-1807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Feb 10, 2024

Interest

Rate Type	Adjustable Rate

October 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 16, 2017
Property Address	2139 S SMITHVILLE RD, KETTERING, OH 45420-1449
Instrument Date	Oct 05, 2017
Instrument	61117
Transaction Type	Mortgage
Record Updated	Nov 13, 2017
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5550 HUBER RD HUBER HEIGHTS OH 454242001, HUBER HEIGHTS, OH 45424-2001
Investor	Possibly a Property Investor

Mortgage

Document Number	0000061117
Date	Oct 16, 2017
Instrument	61117

Lender

Name	MISCELLANEOUS INS CO
Address	250 GREENWICH ST 7 WORLD TRADE, NEW YORK, NY 10007

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Aug 22, 2017
Property Address	2139 S SMITHVILLE RD, KETTERING, OH 45420-1449
Document Number	0000049430
Instrument Date	Jul 31, 2017
Instrument	49430
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,020.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5550 HUBER RD HUBER HEIGHTS OH 454242001, HUBER HEIGHTS, OH 45424-2001
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,630 (-) Land $12,440 Building $23,190
2024	$2,337.00 (+2.64%)
2023	$2,277.00 (+12.33%)	$35,630 (+42.29%) Land $12,440 Building $23,190	$101,780 (+42.27%) Land $35,530 Building $66,250
2022	$2,027.00	$25,040 Land $8,760 Building $16,280
2020			$71,540 Land $25,020 Building $46,520

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (39113C), updated June 21, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 391130210002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1989–2002)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2002, river or lake flooding
Claims By Storm	Severe Storms & Flooding, May 1989 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 309 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Cincinnati Bell	Fiber	3,000 / 3,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	1,000 / 75
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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