2139 Romeo St, Ferndale, MI 48220 Property Records

Oakland County property record for 2139 Romeo St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 786 sqft · built 1924
Lot Size	0.102 acres (4,443 sqft)
Owner	Individual Name on File
Last Sale	$172,500 (Feb 2022)
Tax Bill	$4,288 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-25-26-377-015`

Property Details

APN / Parcel Number

Primary APN	`24-25-26-377-015`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	786 sqft Living Area
1st Floor Area	786 sqft
Basement Area	786 sqft
Unfinished Basement	786 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,443 sqft (0.102 acres)
Lot Dimensions	111 ft deep x 40 ft wide
Garage Area	330 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft
Deck Area	22 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	2139 ROMEO ST
City	FERNDALE
State	MI
Zip	48220-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI
Legal Description	T1N, R11E, SEC 26 FORDMOUNT PARK SUB LOT 133
Legal Range	11E
Legal Township	01N
Legal Section	26
Legal Subdivision	FORDMOUNT PARK
Legal Lot Number	133
Legal Unit	UNT P
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1008
Census Tract	173000

Owner

2139 Romeo St is owned and occupied by an individual who bought it in February 2022.

Source: Oakland County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	2139 ROMEO ST, FERNDALE, MI 48220-3012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2019	Deed of Trust, Mortgage · Commercial Mortgage THE STATE BANK
Feb 17, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2022 · Amount on File
Deed Sale	Feb 17, 2022 · Amount on File
Prior Sale	Sep 15, 2014 · Amount on File
Deed Document Number	2022323883
Deed Book / Page	57472 / 1
Prior Transfer Date	Nov 16, 2012
Prior Transfer Doc	0000253963
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	2139 ROMEO ST, FERNDALE, MI 48220-3012
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000183185
Date	Nov 4, 2019
Book Page	53456/00447
Instrument	183185

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Feb 17, 2022
Property Address	2139 ROMEO ST, FERNDALE, MI 48220-3012
Document Number	0000323883
Book / Page	57472 / 1
Map Reference	LB 13 PG 33
Instrument Date	Feb 4, 2022
Instrument	323883
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,293.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2241 HILTON RD STE 3, 3, FERNDALE, MI 48220-1459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 ROMEO ST, FERNDALE, MI 48220-3012

Mortgage

Document Number	0000323505
Date	Feb 17, 2022
Book Page	57469/535
Instrument	323505

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 2139 Romeo St was $4,288 with a homeowner's exemption, down 2.3% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Hazel Park City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,288.00 (-2.35%) Homeowner's exemption	$79,430	$158,860
2024	$4,391.00
2023		$72,730 (+16.33%)	$145,460 (+16.33%)
2022	$1,501.00 (-20.2%) Homeowner's exemption	$62,520	$125,040
2021	$1,881.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2139 Romeo St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2139 Romeo St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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