Lake County property record for 2139 Ridge Pointe Ln, Clermont, FL 34715 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,373 sqft · built 2023 |
| Owner | Individual Name on File |
| Last Sale | $640,000 (Dec 2025) |
| Tax Bill | $7,561 (2024) |
| Deeds & Mortgages | May 2024 Second Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-22-26-0166-000-05800 |
| Primary APN | 15-22-26-0166-000-05800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,373 sqft Living Area |
| Stories | 1 Story |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Garage Type | Finished |
| Pool Type | Pool with Hot Tub/Spa |
| Porch | Open Porch |
| Porch Area | 30 sqft Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Account Number | 3925151 |
|---|---|
| Street Address | 2139 RIDGE POINTE LN |
| City | CLERMONT |
| State | FL |
| Zip | 34715-0083 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND RANCH THE CANYONS PHASE 6 PB 74 PG 49-57 LOT 58 ORB 6085 PG 1094 |
| Legal Subdivision | HIGHLAND RANCH THE CANYONS |
| Legal Phase | 6 |
| Legal Lot Number | 58 |
| Jurisdiction | LAKE FL |
| Township / Civil Division | CLERMONT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 31319 |
Source: Lake County records · APN 15-22-26-0166-000-05800
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 2139 RIDGE POINTE LN, CLERMONT, FL 34715-0083 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| Dec 09, 2025 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Jan 30, 2023 | Special Warranty Deed, Transfer · Conventional Mortgage TAYLOR MORRISON HOME FUNDING LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 09, 2025 · Amount on Record |
| Deed Sale | Dec 09, 2025 · Amount on Record |
| Prior Sale | Jan 30, 2023 · Amount on Record |
| Deed Document Number | 2025149946 |
| Deed Book / Page | 6645 / 116 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE FL |
| Property Address | 2139 RIDGE POINTE LN, CLERMONT, FL 34715-0083 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2139 RIDGE POINTE LN, CLERMONT, FL 34715-0083 |
| Document Number | 0063330313 |
|---|---|
| Date | May 14, 2024 |
| Book Page | 6333/313 |
| Instrument | 2024057050 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | GREENWOOD, DE 19950 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 03, 2039 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Dec 09, 2025 |
| Property Address | 2139 RIDGE POINTE LN, CLERMONT, FL 34715-0083 |
| Document Number | 0066450116 |
| Book / Page | 6645 / 116 |
| Map Reference | MB 74 PG 49-57 |
| Instrument Date | Dec 05, 2025 |
| Instrument | 2025149946 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | DILIGENT TITLE LLC, DILIGENCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,480.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 124 LAKE DR, OVIEDO, FL 32765-9597 |
| Name | Verified Name |
|---|---|
| Address | 2139 RIDGE POINTE LN, CLERMONT, FL 34715-0083 |
| Document Number | 0006645118 |
|---|---|
| Date | Dec 09, 2025 |
| Instrument | 6645/118 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Jan 01, 2036 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 10.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.8% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | LAKE FL |
| Recording Date | Jan 30, 2023 |
| Property Address | 2139 RIDGE POINTE LN, CLERMONT, FL 34715-0083 |
| Document Number | 0060851094 |
| Book / Page | 6085 / 1094 |
| Map Reference | MB 74 PG 49-57 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023010456 |
| Transaction Type | Transfer |
| Record Updated | Feb 05, 2024 |
| Title Company | INSPIRED TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,015.90 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2600 LAKE LUCIEN DR STE 350, 350, MAITLAND, FL 32751-7489 |
| Name | Verified Name |
|---|---|
| Address | 2139 RIDGE POINTE LN, CLERMONT, FL 34715-0083 |
| Document Number | 0060851096 |
|---|---|
| Date | Jan 30, 2023 |
| Instrument | 6085/1096 |
| Name | TAYLOR MORRISON HOME FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lake County |
| Municipality | Clermont City |
| Unified School District | Lake County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $522,263 (+590.82%) Land $120,000 Building $402,263 | $522,263 (+590.82%) Land $120,000 Building $402,263 | |
| 2024 | $7,561.00 (+599.44%) | ||
| 2023 | $1,081.00 (+24.25%) | $75,600 (+51.2%) | $75,600 (+51.2%) Land $75,600 |
| 2022 | $870.00 | $50,000 | $50,000 Land $50,000 |
Source: FEMA National Flood Hazard Layer, Lake County (12069C), updated September 20, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 58% of the US · above 30% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 565 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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