2139 Knotty Pine Rd, Defiance, IA 51527 Property Records

Shelby County property record for 2139 Knotty Pine Rd, Defiance, IA 51527

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,363 sqft · built 1920
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,682 (2026)
Deeds & Mortgages	May 2026 Line of Credit Mar 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`830324102001`

Property Details

APN / Parcel Number

Primary APN	`830324102001`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,363 sqft Living Area
1st Floor Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	180 sqft
Deck Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2139 KNOTTY PINE RD
City	DEFIANCE
State	IA
Zip	51527-7116
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	24-81-39 PT NW NE W 1/4
Legal Range	39W
Legal Township	81N
Legal Section	24
Legal Subdivision	MCDONALDS ADDITION
Jurisdiction	SHELBY IA
Township / Civil Division	UNION
Census Block Group	3
Census Block	3045
Census Tract	960100

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2139 KNOTTY PINE RD, DEFIANCE, IA 51527-7116
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Survivor

Deeds, Mortgages & Sale History

Date	Document
May 20, 2026	Deed of Trust, Mortgage · Line of Credit UNITED BANK OF IOWA
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit BANK IOWA
Nov 20, 2017	Joint Tenancy Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 20, 2017
Transfer Doc	2017/2185
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Recording Date	May 20, 2026
Property Address	2139 KNOTTY PINE RD, DEFIANCE, IA 51527-7116
Document Number	0000000848
Instrument Date	May 18, 2026
Instrument	2026848
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 KNOTTY PINE RD, DEFIANCE, IA 51527-7116

Mortgage

Document Number	0000000848,
Date	May 20, 2026
Instrument	2026848

Lender

Name	UNITED BANK OF IOWA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Property Address	2139 KNOTTY PINE RD, DEFIANCE, IA 51527-7116
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 KNOTTY PINE RD, DEFIANCE, IA 51527-7116

Mortgage

Document Number	0020240474
Date	Mar 28, 2024
Instrument	2024-0474

Lender

Name	BANK IOWA
Type	Bank
Address	MANILLA, IA 51454

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	SHELBY IA
Recording Date	Nov 20, 2017
Property Address	2139 KNOTTY PINE RD, DEFIANCE, IA 51527-7116
Document Number	2017/2185
Book / Page	2017 / 2185
Instrument Date	Nov 20, 2017
Instrument	2017-2185
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2139 KNOTTY PINE RD, 2139, DEFIANCE, IA 51527-7116

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2139 KNOTTY PINE RD, DEFIANCE, IA 51527-7116

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Unified School District	IKM-Manning Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,682.00 (+16.08%)	$329,814 (-) Land $20,185 Building $309,629	$329,814 (-) Land $20,185 Building $309,629
2025		$329,814 (+15.42%) Land $20,185 Building $309,629	$329,814 (+15.42%) Land $20,185 Building $309,629
2024	$3,172.00 (+24.59%)
2023		$285,754 (+46.22%) Land $16,097 Building $269,657	$285,754 (+46.22%) Land $16,097 Building $269,657
2022	$2,546.00 Homeowner's exemption Additional exemption filed	$195,433 Land $11,771 Building $183,662
2021			$195,433 Land $11,771 Building $183,662

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Nextlink.

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