2139 Hwy 49 E, Charlotte, TN 37036 Property Records

Dickson County property record for 2139 Hwy 49 E, Charlotte, TN 37036

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,336 sqft · built 1993
Lot Size5.19 acres (226,512 sqft)
OwnerIndividual Name on File
Tax Bill$1,936 (2025)
Deeds & MortgagesMar 2022 Mortgage
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN022045 04800

Property Details

APN / Parcel Number

Primary APN022045 04800
Alternative APN
  • 045 04800

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,336 sqft Living Area
1st Floor Area1,336 sqft
Basement Area1,336 sqft
Unfinished Basement1,336 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2001
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area226,512 sqft (5.19 acres)
TerrainRolling
Garage TypeMixed
Parking Spaces9 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area576 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address2139 HIGHWAY 49 E
CityCHARLOTTE
StateTN
Zip37036-5325
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 15, COUNTY AREA: H01
Legal SubdivisionROBERT SPEIGHT
JurisdictionDICKSON TN
Township / Civil Division4
Census Block Group1
Census Block1049
Census Tract60201

Owner

Source: Dickson County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2139 HIGHWAY 49 E, CHARLOTTE, TN 37036-5325
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Feb 28, 2020Deed of Trust, Mortgage · Conventional Mortgage
PINNACLE BK
Jul 18, 2017Deed of Trust, Mortgage · Line of Credit
PINNACLE BK
Jun 7, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 8, 2018
Deed SaleJul 8, 2018
Prior SaleJul 1, 2011 · Amount on File
Deed Document Number0000142638
Deed Book / PageV1085 / 821
Prior Transfer DateJun 7, 2017
Prior Transfer Doc277461
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDICKSON TN
Property Address2139 HIGHWAY 49 E, CHARLOTTE, TN 37036-5325
Transaction TypeMortgage
Record UpdatedApr 7, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0V15362619
DateMar 28, 2022
Book PageV1536/2619
Instrument340187
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDICKSON TN
Property Address2139 HIGHWAY 49 E, CHARLOTTE, TN 37036-5325
Document NumberV142644
Instrument DateFeb 28, 2020
Transaction TypeMortgage
Record UpdatedJun 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2139 HWY 49 E HERMITAGE TN 37076, HERMITAGE, TN 37076

Mortgage

Document NumberV142644
DateMar 4, 2020
Book Page001426/000044
Instrument310020
Lender
NamePINNACLE BK
TypeBank
AddressNASHVILLE, TN 37201
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 3, 2050

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDICKSON TN
Property Address2139 HIGHWAY 49 E, CHARLOTTE, TN 37036-5325
Document NumberV1303183
Instrument DateJul 18, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address2139 HIGHWAY 49 E CHARLOTTE TN 370365325, CHARLOTTE, TN 37036-5325

Mortgage

Document NumberV1303183
DateAug 10, 2017
Book Page001303/000183
Instrument279439
Lender
NamePINNACLE BK
TypeBank
AddressASHLAND CITY, TN 37015
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueAug 9, 2037
Interest
Rate TypeAdjustable Rate

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionDICKSON TN
Recording DateJun 7, 2017
Property Address2139 HIGHWAY 49 E, CHARLOTTE, TN 37036-5325
Document NumberV1295557
Book / Page001295 / 000557
Instrument DateJun 7, 2017
Instrument277461
Transaction TypeTransfer
Record UpdatedJun 14, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2139 HIGHWAY 49 E CHARLOTTE TN 370365325, CHARLOTTE, TN 37036-5325

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyDickson County
Unified School DistrictDickson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,936.00$114,550 Land $23,550 Building $91,000
2024$458,200 Land $94,200 Building $364,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATER AUTH OF DICKSON COUNTY
serves 68,675 people · EPA ID TN0000191
Water SourceSurface water
Last State InspectionOct 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ignite Broadband
Fiber
2,500 / 2,500
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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