2139 Horse Trail Dr, Redlands, CA 92373 Property Records

San Bernardino County property record for 2139 Horse Trail Dr, Redlands, CA 92373

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,105 sqft · built 2004
Lot Size	1.14 acres (50,048 sqft)
Owner	2 Individual Names on Record
Last Sale	$925,000 (Apr 2019)
Tax Bill	$13,111 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0294-242-06-0000`

Property Details

APN / Parcel Number

Primary APN	`0294-242-06-0000`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,105 sqft Living Area
Gross Area	4,763 sqft
1st Floor Area	2,397 sqft
2nd Floor Area	1,708 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	50,048 sqft
Lot Dimensions	272 ft deep x 184 ft wide
Garage Type	Attached
Garage Area	658 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2139 HORSE TRAIL DR
City	REDLANDS
State	CA
Zip	92373-6978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 14790-3 LOT 23 BOOK 282 PAGE 45
Legal Subdivision	TRACT NO 14790 3
Legal Tract	14790-3
Legal Block	2
Legal Lot Number	23
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2005
Census Tract	8502

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2139 HORSE TRAIL DR, REDLANDS, CA 92373-6978
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NOW INC
Apr 30, 2019	Grant Deed, Transfer · ARM OCMBC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Apr 13, 2004 · Amount on Record
Deed Document Number	2019137165
Prior Transfer Date	Dec 2, 2005
Prior Transfer Doc	0000987580
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 22, 2026
Property Address	2139 HORSE TRAIL DR, REDLANDS, CA 92373-6978
Document Number	0000157380
Instrument Date	Jun 10, 2026
Instrument	2026157380
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2139 HORSE TRAIL DR, REDLANDS, CA 92373-6978

Mortgage

Document Number	0000157380,
Date	Jun 22, 2026
Instrument	2026157380

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.36%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	2139 HORSE TRAIL DR, REDLANDS, CA 92373-6978
Transaction Type	Mortgage
Record Updated	Aug 3, 2023
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 HORSE TRAIL DR, REDLANDS, CA 92373-6978

Mortgage

Document Number	0000217795
Date	May 11, 2021
Instrument	2021-0217795

Lender

Name	MORTGAGE NOW INC
Type	Mortgage Company
Address	SHREWSBURY, NJ 07702

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 30, 2019
Property Address	2139 HORSE TRAIL DR, REDLANDS, CA 92373-6978
Document Number	0000137165
Map Reference	MB 282 PG 45-52
Instrument Date	Nov 8, 2018
Instrument	2019-0137165
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2139 HORSE TRAIL DR, REDLANDS, CA 92373-6978

Mortgage

Document Number	0000137166
Date	Apr 30, 2019
Instrument	2019-0137166

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.99%
Type Change Date	May 1, 2024
Change Frequency	Annually
Min Rate At Change	3.99%
Max Rate At Change	7.99%
Index	1-Year LIBOR
Max Rate	10.9%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Redlands City
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,083,929 (+2%) Land $315,712 Building $768,217
2025	$13,111.00 (+7.27%) Homeowner's exemption	$1,062,676 (+4.04%) Land $309,522 Building $753,154
2023	$12,222.00 (+1.49%) Homeowner's exemption	$1,021,411 (+2%) Land $297,503 Building $723,908
2022	$12,043.00 Homeowner's exemption	$1,001,384 Land $291,670 Building $709,714

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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