Clay County property record for 2139 Ginhouse Dr, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,708 sqft · built 2023 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $32,000 (Oct 2014) |
| Tax Bill | $5,370 (2025) |
| Deeds & Mortgages | Jun 2022 Construction Loan Feb 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-05-24-005966-000-05 |
| Primary APN | 10-05-24-005966-000-05 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,708 sqft Living Area |
| Gross Area | 1,960 sqft |
| 1st Floor Area | 855 sqft |
| Flooring | Carpet |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Garage Area | 252 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2139 GINHOUSE DR |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-5073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LOT 5 NORTH BANK AS REC OR 3685 PG 318 & 4419 PG 419 |
| Legal Range | 24E |
| Legal Township | 05S |
| Legal Section | 10 |
| Legal Subdivision | NORTH BANK |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30103 |
Source: Clay County records, as of August 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2139 GINHOUSE DR, MIDDLEBURG, FL 32068-5073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 16, 2022 | Deed of Trust, Mortgage · Construction Mortgage FIRST FEDERAL BANK |
| Feb 22, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 7, 2014 · Amount on Record |
| Deed Sale | Oct 7, 2014 · Amount on Record |
| Deed Document Number | 201451014 |
| Deed Book / Page | 3685 / 318 |
| Last Transfer Date | Feb 17, 2021 |
| Transfer Doc | 0044190419 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 2139 GINHOUSE DR, MIDDLEBURG, FL 32068-5073 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2135 GINHOUSE DR, MIDDLEBURG, FL 32068-5073 |
| Document Number | 0046190063 |
|---|---|
| Date | Jun 16, 2022 |
| Book Page | 4619/63 |
| Instrument | 2022037554 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32246 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jul 1, 2053 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Feb 22, 2021 |
| Property Address | 2139 GINHOUSE DR, MIDDLEBURG, FL 32068-5073 |
| Document Number | 0044190419 |
| Book / Page | 4419 / 419 |
| Map Reference | MB 30 PG 5&6 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 2021010717 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2135 GINHOUSE DR, MIDDLEBURG, FL 32068-5073 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,370.00 (+4.13%) Homeowner's exemption | $392,224 (+684.45%) Land $50,000 Building $342,224 | $392,224 (+684.45%) Land $50,000 Building $342,224 |
| 2024 | $5,157.00 (+931.4%) | ||
| 2023 | $500.00 (+28.53%) | $50,000 (+42.86%) Land $50,000 | $50,000 (+42.86%) Land $50,000 |
| 2022 | $389.00 | $35,000 Land $35,000 | $35,000 Land $35,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 31 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 54 (1991–2017) |
| Claims Outside the SFHA | 12 of 54 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 76% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T.
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