2139 Fox Trail Dr, La Grange, KY 40031 Property Records

Oldham County property record for 2139 Fox Trail Dr, La Grange, KY 40031

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,622 sqft · built 1991
Lot Size	1.07 acres (46,609 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (Sep 2017)
Tax Bill	$3,741 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`40-06A-02-81`

Property Details

APN / Parcel Number

Primary APN	`40-06A-02-81`
Alternative APN	`58023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,622 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	46,609 sqft (1.07 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	58023
Street Address	2139 FOX TRAIL DR
City	LA GRANGE
State	KY
Zip	40031-9371
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE,AG.POOL & 1.07 AC LOT
Legal Block	SEC 2
Legal Lot Number	81
Jurisdiction	OLDHAM KY
Township / Civil Division	LA GRANGE
Census Block Group	3
Census Block	3009
Census Tract	30401

Owner

Source: Oldham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2139 FOX TRAIL DR, LA GRANGE, KY 40031-9371
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2022	Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK
Oct 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Sep 7, 2017	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2017 · Amount on Record
Deed Sale	Sep 7, 2017 · Amount on Record
Prior Sale	Jun 8, 2007 · Amount on Record
Deed Document Number	529844
Deed Book / Page	D1171 / 182
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	2139 FOX TRAIL DR, LA GRANGE, KY 40031-9371
Transaction Type	Mortgage
Record Updated	Nov 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M2607/809
Date	Nov 10, 2022
Book Page	M2607/809
Instrument	712431

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank
Address	LOUISVILLE, KY 40299

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Oct 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLDHAM KY
Property Address	2139 FOX TRAIL DR, LA GRANGE, KY 40031-9371
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FREIBERT & MATTINGLY TITLE G

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M2454/490
Date	Oct 1, 2020
Book Page	M2454/490
Instrument	598302

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	SANTA ROSA, CA 95401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OLDHAM KY
Recording Date	Sep 7, 2017
Property Address	2139 FOX TRAIL DR, LA GRANGE, KY 40031-9371
Document Number	D1171/182
Book / Page	D1171 / 182
Map Reference	MB4 PG 50
Instrument Date	Sep 5, 2017
Instrument	529844
Transaction Type	Transfer
Record Updated	Nov 16, 2021
Title Company	FREIBERT AND MATTINGLY TITLE GROUP, FREIBERT & MATTINGLY TITLE G

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2139 FOX TRAIL DR, 2139, LA GRANGE, KY 40031-9371

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 FOX TRAIL DR, LA GRANGE, KY 40031-9371

Mortgage

Document Number	529845
Date	Sep 7, 2017
Instrument	529845

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Oldham County
Unified School District	Oldham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,741.00 (+8.09%)	$300,000 (+9.09%) Land $40,000 Building $260,000	$300,000 (+9.09%) Land $40,000 Building $260,000
2023	$3,461.00	$275,000 Land $40,000 Building $235,000	$275,000 Land $40,000 Building $235,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2005–2006)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLDHAM COUNTY WATER DISTRICT serves 38,409 people · EPA ID KY0930333
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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