2139 Foster Ave, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 2139 Foster Ave, Schenectady, NY 12308 · Last verified May 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,400 sqft · built 1900
Lot Size	0.243 acres (10,600 sqft)
Owner	Individual Name on File
Last Sale	$315,000 (Apr 2026)
Tax Bill	$7,400 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 39.27-2-7`

Property Details

APN / Parcel Number

Primary APN	`421500 39.27-2-7`
Alternative APN	`150003902700020070000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,400 sqft Total Area
1st Floor Area	1,200 sqft
2nd Floor Area	1,200 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	10,600 sqft (0.243 acres)
Lot Dimensions	100 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	434 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2139 FOSTER AVE
City	SCHENECTADY
State	NY
Zip	12308-1119
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	117-237-238-239 2 WOOD
Legal Block	2
Legal Lot Number	7.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1018
Census Tract	20200

Owner

Source: Schenectady County and Schenectady City records · APN 421500 39.27-2-7

Assessment roll updated April 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	837 EASTERN AVE, SCHENECTADY, NY 12308-3239
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Warranty Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMESTEAD FUNDING CORPORATION
Jun 12, 2017	Deed, Transfer · FHA Mortgage NEW PENN FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 17, 2026 · Amount on Record
Deed Sale	Apr 17, 2026 · Amount on Record
Prior Sale	Nov 06, 2024 · Amount on Record
Deed Document Number	20268839
Deed Book / Page	2170 / 694
Prior Transfer Date	Mar 02, 2000
Prior Transfer Doc	1574000269
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 17, 2026
Property Address	2139 FOSTER AVE, SCHENECTADY, NY 12308-1119
Document Number	0000008839
Book / Page	2170 / 694
Instrument Date	Apr 03, 2026
Instrument	2026.8839
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	MERIDIAN RESEARCH GROUP LLC, MERIDIAN RESEARCH GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$127,260.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 EASTERN AVE, SCHENECTADY, NY 12308-3239

Mortgage

Document Number	0000008840,
Date	Apr 17, 2026
Instrument	2026..8840

Lender

Name	HOMESTEAD FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 17, 2026
Property Address	2139 FOSTER AVE, SCHENECTADY, NY 12308-1119
Document Number	0000008840
Instrument Date	Apr 03, 2026
Instrument	20268840
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES (RE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	837 EASTERN AVE, SCHENECTADY, NY 12308-3239

Mortgage

Document Number	0000008840,
Date	Apr 17, 2026
Instrument	20268840

Lender

Name	HOMESTEAD FUNDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 12, 2017
Property Address	2139 FOSTER AVE, SCHENECTADY, NY 12308-1119
Document Number	0000025753
Book / Page	1964 / 563
Map Reference	MB 1586 PG 853
Instrument Date	Jun 09, 2017
Instrument	201725753
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	WESTCOR LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$508.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1565 WENDELL AVE, 1565, SCHENECTADY, NY 12308-2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SELDON ST, SCHENECTADY, NY 12304-3301

Mortgage

Document Number	0000025756
Date	Jun 12, 2017
Instrument	201725756

Lender

Name	NEW PENN FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,400.00 (+6.29%)	$134,200 (-) Land $20,100 Building $114,100	$222,222 (+30.82%) Land $33,284 Building $188,938
2023		$134,200 (-) Land $20,100 Building $114,100	$169,873 (+3.8%) Land $25,443 Building $144,430
2022		$134,200 Land $20,100 Building $114,100	$163,659 Land $24,512 Building $139,147
2021	$6,962.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360930202001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	2 (1978)
Most Recent Claim	Jan 1978, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 512 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880

May also be available at this address: T-Mobile USA, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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