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2139 Electric Ln, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 2139 Electric Ln, Charlotte, NC 28205

Property Summary

Property TypeTownhouse
Details3 bd · 4 ba · 1,392 sqft
Lot Size0.018 acres (787 sqft)
OwnerIndividual Name on File
Last Sale$224,000 (Jul 2022)
Tax Bill$4,454 (2023)
Deeds & MortgagesSep 2021 Mortgage
Jul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN091-092-34

Property Details

APN / Parcel Number

Primary APN091-092-34

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,392 sqft Heated Area

Exterior

Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area787 sqft (0.018 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number091-092-34
Street Address2139 ELECTRIC LN
CityCHARLOTTE
StateNC
Zip28205-1772
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionL27 M69-401
Legal Lot Number27
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2015
Census Tract1400

Owner

2139 Electric Ln, a townhouse, is owned and occupied by an individual who bought it in July 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of RecordIndividual Name on File
Mailing Address2139 ELECTRIC LN, CHARLOTTE, NC 28205-1772
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Deed of Trust, Mortgage · Commercial Mortgage
JPMORGAN CHASE BANK NA
Jul 29, 2022Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2022 · Amount on File
Deed SaleJul 29, 2022 · Amount on File
Deed Document Number0037540576
Deed Book / Page37540 / 576
Record UpdatedJun 7, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address2139 ELECTRIC LN, CHARLOTTE, NC 28205-1772
Transaction TypeMortgage
Record UpdatedDec 24, 2025
Title CompanySTEWART TITLE, STEWART TTL GUARANTY CO COM

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000169122
DateSep 1, 2021
Book Page36486/1
Instrument2021169122
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressNEWARK, DE 19713
Agreement
TypeCommercial Mortgage
AmountAmount on Record

July 2022: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionMECKLENBURG NC
Recording DateJul 29, 2022
Property Address2139 ELECTRIC LN, CHARLOTTE, NC 28205-1772
Document Number0000111211
Book / Page37540 / 576
Map ReferenceMB 69 PG 401-403
Instrument DateJun 20, 2022
Instrument2022111211
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$448.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8008 CORPORATE CENTER DR STE 300, 300, CHARLOTTE, NC 28226-4489

Transferred To (Grantee/Buyer)

NameVerified Name
Address2139 ELECTRIC LN, CHARLOTTE, NC 28205-1772

Mortgage

Document Number0000111214
DateJul 29, 2022
Instrument2022111214
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 2139 Electric Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2139 Electric Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

May also be available: Google Fiber.

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