2139 Echo Ln, Wilmington, NC 28403 Property Records

New Hanover County property record for 2139 Echo Ln, Wilmington, NC 28403

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,058 sqft · built 1974
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Jul 2020)
Tax Bill	$4,725 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R06012-007-012-000`

Property Details

APN / Parcel Number

Primary APN	`R06012-007-012-000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	4,058 sqft Living Area
1st Floor Area	2,173 sqft
Basement Area	1,334 sqft
Finished Basement	1,334 sqft
Sunroom	Sunroom
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Colonial
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	196 ft deep x 106 ft wide
Terrain	Low
Garage Type	Detached
Garage Area	1,251 sqft
Parking Spaces	2 Parking Spaces
Pool Area	250 sqft
Porch	Slab
Porch Area	200 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	2139 ECHO LN
City	WILMINGTON
State	NC
Zip	28403-6020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15,RESID
Legal Description	LT 6 BK 1 SEC 2 GLEN MEADE
Legal Subdivision	GLEN MEADE SEC 2
Legal Block	7
Legal Lot Number	6
Jurisdiction	NEW HANOVER NC
Township / Civil Division	WILMINGTON
Census Block Group	2
Census Block	2007
Census Tract	10600

Owner

Source: New Hanover County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2139 ECHO LN, WILMINGTON, NC 28403-6020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC
Jun 30, 2020	Deed of Trust, Mortgage · Conventional with PMI ON Q FIN'L
May 16, 2019	Deed of Trust, Mortgage · Conventional with PMI ON Q FIN'L
Oct 29, 2018	Warranty Deed, Transfer · Conventional with PMI ON Q FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2020 · Amount on Record
Deed Sale	Jul 9, 2020 · Amount on Record
Prior Sale	Oct 29, 2018 · Amount on Record
Deed Document Number	202025963
Deed Book / Page	6330 / 1212
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	2139 ECHO LN, WILMINGTON, NC 28403-6020
Transaction Type	Mortgage
Record Updated	Oct 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00649501596
Date	Sep 27, 2021
Book Page	6495/1596
Instrument	2021046603

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	2139 ECHO LN, WILMINGTON, NC 28403-6020
Document Number	0063291175
Instrument Date	Jun 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	2139 ECHO LN WILMINGTON NC 284036020, WILMINGTON, NC 28403-6020

Mortgage

Document Number	0063291175
Date	Jul 6, 2020
Book Page	006329/001175
Instrument	25441

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2050

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	2139 ECHO LN, WILMINGTON, NC 28403-6020
Document Number	0062161836
Instrument Date	May 16, 2019
Transaction Type	Mortgage
Record Updated	Jun 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2139 ECHO LN WILMINGTON NC 284036020, WILMINGTON, NC 28403-6020

Mortgage

Document Number	0062161836
Date	May 21, 2019
Book Page	006216/001836
Instrument	14862

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 20, 2049

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Oct 29, 2018
Property Address	2139 ECHO LN, WILMINGTON, NC 28403-6020
Document Number	0061760199
Book / Page	006176 / 000199
Instrument Date	Oct 20, 2018
Instrument	32752
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$745.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2139 ECHOL LN WILMINGTON NC 28403, WILMINGTON, NC 28403

Mortgage

Document Number	61760201
Date	Oct 29, 2018
Book Page	006176/000201
Instrument	32753

Lender

Name	ON Q FIN'L
Type	Funding / Finance Company
Address	TEMPE, AZ 85281

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Municipality	Wilmington City
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$802,900 (-) Land $278,700 Building $524,200	$802,900 (-) Land $278,700 Building $524,200
2025	$4,725.00 (+0.06%)	$802,900 (+47.92%) Land $278,700 Building $524,200	$802,900 (+47.92%) Land $278,700 Building $524,200
2024	$4,722.00 (+2.97%)
2023	$4,586.00 (-0.59%)	$542,800 Land $177,000 Building $365,800	$542,800 Land $177,000 Building $365,800
2022	$4,613.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	1 (1984)
Most Recent Claim	Sep 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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