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2139 E 28th St, Chattanooga, TN 37407 Property Records

Hamilton County property record for 2139 E 28th St, Chattanooga, TN 37407 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 822 sqft · built 1935
Lot Size0.126 acres (5,520 sqft)
OwnerCompany Name on File
Last Sale$52,000 (Apr 2023)
Tax Bill$339 (2025)
Deeds & MortgagesApr 2023 Sale & Mortgage
May 2018 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN156J E 024

Property Details

APN / Parcel Number

Primary APN156J E 024
Alternative APN
  • 0000092805

Interior

Full Baths1 Bath
Stories1 Story
Building Area822 sqft Living Area

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1964
Exterior MaterialVinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,520 sqft (0.126 acres)
Lot Dimensions120 ft deep x 46 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number0000092805
Street Address2139 E 28TH ST
CityCHATTANOOGA
StateTN
Zip37407-1052
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 5 OCOLA GROVE PB 6 PG 15
Legal SubdivisionOCOLA GROVE
Legal Lot Number5
JurisdictionHAMILTON TN
Township / Civil Division4
Census Block Group2
Census Block2023
Census Tract2500

Owner

Source: Hamilton County records · APN 156J E 024

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address13701 W JEWELL AVE STE 200-28, 200-28, LAKEWOOD, CO 80228-6033
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 12, 2023Warranty Deed, Transfer · Commercial Mortgage
ZEPHYR INVESTMENTS LLC
May 25, 2018Warranty Deed, Transfer · Commercial Mortgage
CITIZENS TRI-COUNTY BANK
Oct 16, 2017Warranty Deed, Transfer · Line of Credit
FIRST BK/TN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 12, 2023 · Amount on Record
Deed SaleApr 12, 2023 · Amount on Record
Prior SaleMay 25, 2018 · Amount on Record
Deed Document Number2023041200060
Deed Book / Page13260 / 977
Record UpdatedJun 08, 2026

April 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateApr 12, 2023
Property Address2139 E 28TH ST, CHATTANOOGA, TN 37407-1052
Document Number0000000060
Book / Page13260 / 977
Map ReferenceMB 6 PG 15
Instrument DateMar 28, 2023
Instrument2023041200060
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyRUDY TITLE AND ESCROW, RUDY TITLE & ESCROW

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$192.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13701 W JEWELL AVE, LAKEWOOD, CO 80228-4139

Mortgage

Document Number0000000061
DateApr 12, 2023
Instrument2023041200061
Lender
NameZEPHYR INVESTMENTS LLC
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term11 Months
DueMar 28, 2024

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateMay 25, 2018
Property Address2139 E 28TH ST, CHATTANOOGA, TN 37407-1052
Document Number0000000138
Book / Page11356 / 661
Map ReferenceMB6 PG15
Instrument DateMay 24, 2018
Instrument2018052500138
Transaction TypeTransfer
Record UpdatedSep 01, 2022
Title CompanyPREFERRED TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$140.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address419 TALLEY RD, CHATTANOOGA, TN 37411-3263

Mortgage

Document Number0000000139
DateMay 25, 2018
Instrument2018052500139
Lender
NameCITIZENS TRI-COUNTY BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term181 Months
DueJun 05, 2033

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON TN
Recording DateOct 16, 2017
Property Address2139 E 28TH ST, CHATTANOOGA, TN 37407-1052
Document Number0000000145
Book / Page011178 / 000961
Instrument DateOct 13, 2017
Instrument145
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyFILE TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$573.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 21771 CHATTANOOGA TN 374240771, CHATTANOOGA, TN 37424-0771
InvestorPossibly a Property Investor

Mortgage

Document Number146
DateOct 16, 2017
Book Page011178/000963
Instrument146
Lender
NameFIRST BK/TN
TypeBank
AddressDAYTON, TN 37321
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
MunicipalityChattanooga City
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$339.00 (+97.09%)$22,400 (+189.97%)$89,600 (+189.97%) Land $30,000 Building $59,600
2024$172.00$7,725 (-)$30,900 (-) Land $10,000 Building $20,900
2023$172.00$7,725 (-)$30,900 (-) Land $10,000 Building $20,900
2022$172.00$7,725$30,900 Land $10,000 Building $20,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (47065C), updated August 30, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470650025002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 17 individual NFIP policies nearby
Nearby Flood Policies17 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic DistrictWithin the Chickamauga and Chattanooga National Military Park
listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 451 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Electric Power Board of Chattanooga, TennesseeFiber100,000 / 100,000
XfinityCable1,200 / 35
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

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