La Crosse County property record for 2139 Charles St, La Crosse, WI 54603
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 960 sqft · built 1920 |
| Lot Size | 0.128 acres (5,619 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,351 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 017-010195-010 |
| Primary APN | 017-010195-010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Basement Area | 960 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,619 sqft (0.128 acres) |
| Lot Dimensions | 140 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Deck Area | 24 sqft |
| Heating Fuel | Electric |
|---|
| Account Number | 26063 |
|---|---|
| Old Parcel Number | 17 10195 10 |
| Street Address | 2139 CHARLES ST |
| City | LA CROSSE |
| State | WI |
| Zip | 54603-2015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ST PAUL FIRST ADDN LOT 1 BLOCK 5 LOT SZ: 40 X 140 |
| Legal Range | 07 |
| Legal Township | 16 |
| Legal Section | 20 |
| Legal Quarter | NE |
| Quarter-Quarter Section | NW |
| Legal Subdivision | ST PAUL FIRST ADDITION TO CITY |
| Legal Block | 5 |
| Legal Lot Number | 1 |
| Jurisdiction | LA CROSSE WI |
| Township / Civil Division | LA CROSSE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 100 |
Source: La Crosse County records, as of February 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 2139 CHARLES ST, LA CROSSE, WI 54603-2015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 12, 1999 |
| Deed Sale | Jan 12, 1999 |
| Deed Document Number | 1217866 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LA CROSSE WI |
| Property Address | 2139 CHARLES ST, LA CROSSE, WI 54603-2015 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2017 |
| Name | Verified Name |
|---|
| Document Number | , 1699704 |
|---|---|
| Date | Sep 21, 2017 |
| Instrument | 1699704 |
| Name | VERVE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 1, 2027 |
| Rate Type | Fixed Rate |
|---|
Source: La Crosse County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | La Crosse County |
| Municipality | La Crosse City |
| Unified School District | La Crosse School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,351.00 (-1.14%) Homeowner's exemption | $143,200 (+24.31%) Land $22,200 Building $121,000 | $149,200 (+29.51%) |
| 2023 | $2,378.00 Homeowner's exemption | $115,200 Land $16,500 Building $98,700 | $115,200 Land $16,500 Building $98,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 43 in force |
| Nearby Flood Claims | 15 (1978–2023) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2023 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LA CROSSE WATERWORKS serves 53,000 people · EPA ID WI6320309 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Brightspeed, Metronet, Verizon.
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