2139 Central Ave, Ashland, KY 41101 Property Records

Boyd County property record for 2139 Central Ave, Ashland, KY 41101

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 712 sqft · built 1939
Lot Size	0.076 acres (3,302 sqft)
Owner	Company Name on Record
Last Sale	$385,000 (Mar 2024)
Tax Bill	$308 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Mar 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-11-07-009.00`

Property Details

APN / Parcel Number

Primary APN	`038-11-07-009.00`
Alternative APN	`547201`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	712 sqft Living Area
Gross Area	280 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1939
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,302 sqft (0.076 acres)
Lot Dimensions	127 ft deep x 26 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	547201
Street Address	2139 CENTRAL AVE
City	ASHLAND
State	KY
Zip	41101-7751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	26.5X127.5X26.5X127.5
Legal Block	4
Legal Lot Number	88,37B
Jurisdiction	BOYD KY
Township / Civil Division	ASHLAND
Census Block Group	2
Census Block	2124
Census Tract	30200

Owner

Source: Boyd County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3701 LEIGHWOOD CT, ASHLAND, KY 41102-6785
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOAN FUNDER LLC
Mar 12, 2024	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2024 · Amount on Record
Deed Sale	Mar 12, 2024 · Amount on Record
Deed Document Number	202410026640
Deed Book / Page	858 / 93
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Recording Date	Jul 22, 2026
Property Address	2139 CENTRAL AVE, ASHLAND, KY 41101-7751
Document Number	0010044929
Book / Page	1624 / 214
Instrument Date	Jul 9, 2026
Instrument	202610044929
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	SPRINGDALE TITLE LLC, SPRINGDALE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	3701 LEIGHWOOD CT, ASHLAND, KY 41102-6785

Mortgage

Document Number	0010044929,
Date	Jul 22, 2026
Book Page	1624/214
Instrument	202610044929

Lender

Name	LOAN FUNDER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOYD KY
Property Address	2139 CENTRAL AVE, ASHLAND, KY 41101-7751
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001556/161
Date	Mar 12, 2024
Book Page	1556/161
Instrument	10026641

Lender

Name	FIRST STATE BANK
Type	Bank
Address	41 W MAIN ST, INEZ, KY 41224

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2044

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Boyd County assessment roll, as of January 23, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Boyd County
Municipality	Ashland City
Unified School District	Ashland Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$308.00 (+66.49%)	$45,000 (+95.65%) Land $10,000 Building $35,000	$45,000 (+95.65%) Land $10,000 Building $35,000
2023	$185.00	$23,000 Land $5,000 Building $18,000	$23,000 Land $5,000 Building $18,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASHLAND WATER WORKS serves 44,402 people · EPA ID KY0100011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017 Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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