2139 Brown School Rd, Saint Joseph, MI 49085 Property Records

Berrien County property record for 2139 Brown School Rd, Saint Joseph, MI 49085

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,126 sqft · built 1976
Lot Size	0.254 acres (11,064 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Jun 2026)
Tax Bill	$2,663 (2025)
Deeds & Mortgages	Jun 2026 Sale Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`43-3100-0009-00-4`

Property Details

APN / Parcel Number

Primary APN	`43-3100-0009-00-4`
Alternative APN	`11-43-3100-0009-00-4`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,126 sqft Living Area
1st Floor Area	1,126 sqft
Basement Area	1,126 sqft
Unfinished Basement	1,126 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Raised Ranch
Lot Area	11,064 sqft (0.254 acres)
Lot Dimensions	150 ft deep x 73.7 ft wide
Garage Area	636 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2139 BROWN SCHOOL RD
City	SAINT JOSEPH
State	MI
Zip	49085-2903
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 - SINGL
Legal Description	LOT 9 HANLEY'S SUBDIVISION VILLAGE OF SHOREHAM
Legal Subdivision	HANLEYS SUB
Legal Lot Number	9
Legal Unit	9
Jurisdiction	BERRIEN MI
Township / Civil Division	ST. JOSEPH
Census Block Group	1
Census Block	1004
Census Tract	1300

Owner

2139 Brown School Rd is owned and occupied by an individual who bought it in June 2026.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	2139 BROWN SCHOOL RD, SAINT JOSEPH, MI 49085-2903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN
Jan 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Oct 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
Jul 11, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2026 · Amount on File
Deed Sale	Jun 26, 2026 · Amount on File
Prior Sale	Mar 28, 2005 · Amount on File
Deed Document Number	2026464296
Deed Book / Page	3480 / 4254
Prior Transfer Date	Apr 21, 2006
Prior Transfer Doc	02708/1466
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 26, 2026
Property Address	2139 BROWN SCHOOL RD, SAINT JOSEPH, MI 49085-2903
Document Number	0000464296
Book / Page	3480 / 4254
Instrument Date	Jun 22, 2026
Instrument	2026464296
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE OF MICHIGAN

Transaction

Amount	Amount on Record
Tax	$242,400.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 BROWN SCHOOL RD, SAINT JOSEPH, MI 49085-2903

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2139 BROWN SCHOOL RD, SAINT JOSEPH, MI 49085-2903
Transaction Type	Mortgage
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03162/0176
Date	Jan 31, 2017
Book Page	3162/0176

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2032

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2139 BROWN SCHOOL RD, SAINT JOSEPH, MI 49085-2903
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03296/2091
Date	Oct 21, 2020
Book Page	3296/2091

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	2139 BROWN SCHOOL RD, SAINT JOSEPH, MI 49085-2903
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 BROWN SCHOOL RD, SAINT JOSEPH, MI 49085-2903

Mortgage

Document Number	03407/3092
Date	Jul 11, 2023
Book Page	3407/3092
Instrument	2023384446

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 2139 Brown School Rd was $2,663 with a homeowner's exemption, up 3% from the year before.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	St. Joseph Charter Township
Municipality	Shoreham Village
Unified School District	St. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,700 (+7.56%)	$267,400 (+7.56%)
2025	$2,663.00 (+2.98%) Homeowner's exemption	$124,300	$248,600
2024	$2,586.00
2023		$79,500	$159,000
2022	$2,349.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2139 Brown School Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1980–2006)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Aug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2139 Brown School Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST MICHIGAN REGIONAL SANITARY SEW serves 26,780 people · EPA ID MI0003726
Water Source	Purchased surface water from ST JOSEPH
Last State Inspection	Feb 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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