2139 4th St, Bay City, MI 48708 Property Records

Bay County property record for 2139 4th St, Bay City, MI 48708

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,405 sqft · built 1900
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$70,900 (Aug 2020)
Tax Bill	$2,079 (2026)
Deeds & Mortgages	Sep 2020 Transfer Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`160-022-407-033-00`

Property Details

APN / Parcel Number

Primary APN	`160-022-407-033-00`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,405 sqft Living Area
1st Floor Area	970 sqft
Basement Area	970 sqft
Unfinished Basement	970 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Wood Siding
Roof Type	Gable
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	145 ft deep x 60 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	511 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	2139 4TH ST
City	BAY CITY
State	MI
Zip	48708-6304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SINGLE
Legal Description	SE 1/4 OF LOT 6 BLK 5 W D FITZHUGHS ADD TO HIS SUB OF SEC 22 & 27 ETAL
Legal Subdivision	W D FITZHUGHS ADD
Legal Block	5
Legal Lot Number	6
Jurisdiction	BAY MI
Township / Civil Division	BAY CITY
Census Block Group	1
Census Block	1010
Census Tract	280500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Center Avenue Neighborhood Historic District (Boundary Increase) listed 2012 · 877 contributing resources · NRIS 12001027

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bay County records, as of May 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2139 4TH ST, BAY CITY, MI 48708-6304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 26, 2020	Warranty Deed, Transfer · FHA Mortgage ACADEMY MTG
Sep 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2020 · Amount on Record
Deed Sale	Aug 26, 2020 · Amount on Record
Prior Sale	Dec 14, 2001 · Amount on Record
Deed Document Number	202011836
Record Updated	Oct 29, 2026

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Sep 3, 2020
Property Address	2139 4TH ST, BAY CITY, MI 48708-6304
Document Number	0000012278
Instrument Date	Aug 26, 2020
Instrument	12278
Transaction Type	Transfer
Record Updated	Feb 4, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2139 4TH ST BAY CITY MI 487086304, BAY CITY, MI 48708-6304

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY MI
Recording Date	Aug 26, 2020
Property Address	2139 4TH ST, BAY CITY, MI 48708-6304
Document Number	0000011836
Instrument Date	Aug 26, 2020
Instrument	11836
Transaction Type	Transfer
Record Updated	Feb 8, 2021
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3736 S BERN RD BAY CITY MI 487069227, BAY CITY, MI 48706-9227

Mortgage

Document Number	11837
Date	Aug 26, 2020
Instrument	11837

Lender

Name	ACADEMY MTG
Type	Mortgage Company
Address	DRAPER, UT 84020

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY MI
Recording Date	Sep 12, 2019
Property Address	2139 4TH ST, BAY CITY, MI 48708-6304
Document Number	0000012650
Instrument Date	Sep 11, 2019
Instrument	12650
Transaction Type	Transfer
Record Updated	Nov 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2140 3RD ST BAY CITY MI 487086303, BAY CITY, MI 48708-6303

Tax Assessment & Valuation

Source: Bay County assessment roll, as of May 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Bay County
Municipality	Bay City
Unified School District	Bay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,079.00 (+21.44%) Homeowner's exemption	$59,050 (+5.26%)	$118,100 (+5.26%)
2025	$1,712.00 (-5.73%) Homeowner's exemption	$56,100 (+22.22%)	$112,200 (+22.22%)
2023		$45,900	$91,800
2022	$1,816.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470
Water Source	Purchased surface water from BAY AREA WATER SYSTEM
Last State Inspection	Nov 2025
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Verizon.

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