2139 103rd Ave, Oakland, CA 94603 Property Records

Alameda County property record for 2139 103rd Ave, Oakland, CA 94603

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 798 sqft · built 1962
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Aug 2023)
Tax Bill	$7,168 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2022 Reverse Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`47-5496-7`

Property Details

APN / Parcel Number

Primary APN	`47-5496-7`
Alternative APN	`047-5496-007-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	798 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1963
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,500 sqft (0.057 acres)

Location & Zoning

Street Address	2139 103RD AVE
City	OAKLAND
State	CA
Zip	94603-3327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00007 BLK: AR: 0047 PAGE: 5496
Legal Subdivision	IVEYWOOD
Legal Block	C
Legal Lot Number	18
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1004
Census Tract	410400

Owner

Source: Alameda County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 CLAREMONT AVE, 1, REDWOOD CITY, CA 94062-1748
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 9, 2023	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jul 28, 2022	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
May 26, 2021	Deed of Trust, Mortgage · Reverse Mortgage OPEN MORTGAGE LLC
Feb 8, 2019	Deed of Trust, Mortgage · FHA Mortgage CITYWIDE HMS LNS
Feb 8, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2023 · Amount on Record
Deed Sale	Aug 9, 2023 · Amount on Record
Prior Sale	May 13, 2003 · Amount on Record
Deed Document Number	202390199
Prior Transfer Date	Jul 29, 1996
Prior Transfer Doc	0000194762
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 9, 2023
Property Address	2139 103RD AVE, OAKLAND, CA 94603-3327
Document Number	0000090199
Map Reference	MB 25 PG 39
Instrument Date	Jun 28, 2023
Instrument	2023090199
Transaction Type	Transfer
Record Updated	Sep 5, 2023
Title Company	CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,440.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 CLAREMONT AVE APT 1, 1, REDWOOD CITY, CA 94062-1748

Mortgage

Document Number	0000090200
Date	Aug 9, 2023
Instrument	2023090200

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Mortgage

Document Number	0000090201
Date	Aug 9, 2023
Instrument	2023090201

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Oct 1, 2053

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2139 103RD AVE, OAKLAND, CA 94603-3327
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 103RD AVE, OAKLAND, CA 94603-3327

Mortgage

Document Number	0000134496
Date	Jul 28, 2022
Instrument	2022134496

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	5.36%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.3%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2139 103RD AVE, OAKLAND, CA 94603-3327
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 103RD AVE, OAKLAND, CA 94603-3327

Mortgage

Document Number	0000196870
Date	May 26, 2021
Instrument	2021196870

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.92%
Type Change Date	Jul 1, 2021
Change Frequency	Annually
Index	1-Year CMT

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2139 103RD AVE, OAKLAND, CA 94603-3327
Document Number	0000028624
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Mar 4, 2019
Title Company	OLD REPUBLIC TITLE COMPANY BERKELEY, OLD REPUBLIC TITLE CO BERKELEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 103RD AVE OAKLAND CA 946033327, OAKLAND, CA 94603-3327

Mortgage

Document Number	0000028624
Date	Feb 14, 2019
Instrument	28624

Lender

Name	CITYWIDE HMS LNS
Type	Funding / Finance Company
Address	SANDY, UT 84070

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Feb 13, 2097

Interest

Rate Type	Adjustable Rate
Rate	5.83%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	2139 103RD AVE, OAKLAND, CA 94603-3327
Document Number	0000028625
Instrument Date	Feb 8, 2019
Transaction Type	Mortgage
Record Updated	Sep 30, 2019
Title Company	OLD REPUBLIC TITLE COMPANY BERKELEY, OLD REPUBLIC TITLE CO BERKELEY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 103RD AVE OAKLAND CA 946033327, OAKLAND, CA 94603-3327

Mortgage

Document Number	0000028625
Date	Feb 14, 2019
Instrument	28625

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	936 Months
Due	Feb 13, 2097

Interest

Rate Type	Adjustable Rate
Rate	5.83%

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$371,000 (-9.07%) Land $111,300 Building $259,700
2025	$7,168.00 (+1.13%)	$408,000 (+18.19%) Land $122,400 Building $285,600
2023	$7,088.00 (+13.75%) Homeowner's exemption	$345,210 (+2%) Land $103,563 Building $241,647	$351,450
2022	$6,231.00 Homeowner's exemption	$338,442 Land $101,532 Building $236,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,097 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks, GeoLinks, T-Mobile.

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