21388 Jacobs Ford Rd, Lignum, VA 22726 Property Records

Culpeper County property record for 21388 Jacobs Ford Rd, Lignum, VA 22726

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,143 sqft · built 1958
Lot Size	4.55 acres (198,198 sqft)
Owner	2 Individual Names on Record
Last Sale	$349,000 (Nov 2022)
Tax Bill	$1,181 (2025)
Deeds & Mortgages	Jul 2026 Transfer Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`67-15-A`

Property Details

APN / Parcel Number

Primary APN	`67-15-A`
Alternative APN	`4123`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,143 sqft Living Area
1st Floor Area	1,143 sqft
Basement Area	1,143 sqft
Unfinished Basement	1,143 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	198,198 sqft (4.55 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	288 sqft
Porch	Porch
Porch Area	347 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4123
Street Address	21388 JACOBS FORD RD
City	LIGNUM
State	VA
Zip	22726-2150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LIGNUM
Legal Subdivision	JACOBS FORD ROAD
Jurisdiction	CULPEPER VA
Township / Civil Division	STEVENSBURG
Census Block Group	3
Census Block	3068
Census Tract	930400

Owner

Source: Culpeper County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21538 MT PONY RD, CULPEPER, VA 22701-7651
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
Dec 4, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance APEX HOME LOANS INC
Nov 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage APEX HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2022 · Amount on Record
Deed Sale	Nov 30, 2022 · Amount on Record
Prior Sale	Mar 11, 2002 · Amount on Record
Deed Document Number	20226623
Last Transfer Date	Apr 1, 2026
Transfer Doc	0000003595
Record Updated	Oct 29, 2026

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	CULPEPER VA
Recording Date	Jul 2, 2026
Property Address	21388 JACOBS FORD RD, LIGNUM, VA 22726-2150
Document Number	0000003595
Instrument Date	Apr 1, 2026
Instrument	20263595
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21538 MT PONY RD, CULPEPER, VA 22701-7651

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	21388 JACOBS FORD RD, LIGNUM, VA 22726-2150
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PRIORITY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200008736
Date	Dec 4, 2020
Instrument	200008736

Lender

Name	APEX HOME LOANS INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.75%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	21388 JACOBS FORD RD, LIGNUM, VA 22726-2150
Document Number	190006516
Instrument Date	Nov 25, 2019
Transaction Type	Mortgage
Record Updated	Jan 7, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21388 JACOBS FORD RD LIGNUM VA 227262150, LIGNUM, VA 22726-2150

Mortgage

Document Number	190006516
Date	Dec 2, 2019
Instrument	6516

Lender

Name	APEX HM LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,181.00	$274,700 (+11.08%) Land $120,200 Building $154,500	$274,700 (+11.08%) Land $120,200 Building $154,500
2024	$1,181.00 (+3.87%)
2023	$1,137.00	$247,300 Land $95,200 Building $152,100	$247,300 Land $95,200 Building $152,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25
T-Mobile Fixed Wireless	25 / 3

May also be available: All Points Broadband, AT&T.

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