21380 31 Mile Rd, Ray, MI 48096 Property Records

Macomb County property record for 21380 31 Mile Rd, Ray, MI 48096 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,758 sqft · built 1994
Lot Size10 acres (435,600 sqft)
OwnerIndividual Name on File
Last Sale$160,000 (Sep 2011)
Tax Bill$4,485 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-05-10-200-022

Property Details

APN / Parcel Number

Primary APN21-05-10-200-022
Alternative APN
  • 0510200022

Interior

Full Baths3 Baths
Stories1 Story
Building Area1,758 sqft Living Area
1st Floor Area1,212 sqft
Basement Area1,212 sqft
Unfinished Basement1,212 sqft

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 2012
Lot Area435,600 sqft (10 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address21380 31 MILE RD
CityRAY
StateMI
Zip48096-1319
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT4N,R13E SEC 10; COM AT N 1/4 COR SEC 10; TH N89*03'20"E 508.75 FT ALG N SEC LINE TO POB; TH CONT N89*03'20"E 163.69 FT; TH
Legal Range13E
Legal Township04N
Legal Section01
JurisdictionMACOMB MI
Township / Civil DivisionRAY
Census Block Group1
Census Block1029
Census Tract216000

Owner

Source: Macomb County records · APN 21-05-10-200-022

Assessment roll updated July 6, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address21380 31 MILE RD, RAY, MI 48096-1319
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 15, 2011 · Amount on Record
Deed SaleSep 15, 2011 · Amount on Record
Prior SaleSep 28, 2010 · Amount on Record
Deed Document Number20111202646
Deed Book / Page20897 / 896
Last Transfer DateFeb 09, 2015
Transfer Doc0000019830
Record UpdatedSep 20, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address21380 31 MILE RD, RAY, MI 48096-1319
Transaction TypeMortgage
Record UpdatedDec 01, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address21380 31 MILE RD, RAY, MI 48096-1319

Mortgage

Document Number2500101470
DateNov 12, 2025
Book Page30384/411
Instrument202500101470
Lender
NameMICHIGAN SCHOOLS & GOVERNMENT CU
TypeCredit Union
AddressCLINTON TOWNSHIP, MI 48038
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueNov 30, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Macomb County records · Assessment roll updated July 6, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionRay Township
Unified School DistrictArmada Area Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$229,400 (+9.13%)$458,800 (+9.13%)
2025$4,485.00 (+2.91%) Homeowner's exemption$210,200 (+3.34%)$420,400 (+3.34%)
2024$4,358.00 (+14.32%)
2023$203,400$406,800
2022$3,812.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macomb County (26099C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260992160001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 31 Mile Rd

Nearby Streets

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