2138 Westview Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 2138 Westview Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 968 sqft · built 1970
Lot Size	0.185 acres (8,064 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (May 2019)
Tax Bill	$3,120 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Apr 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`8913-33-277-010`

Property Details

APN / Parcel Number

Primary APN	`8913-33-277-010`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	968 sqft
Basement Area	968 sqft
Finished Basement	420 sqft
Unfinished Basement	968 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,064 sqft (0.185 acres)
Lot Dimensions	112 ft deep x 72 ft wide
Garage Type	Detached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Patio Area	264 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2138 WESTVIEW AVE
City	WATERLOO
State	IA
Zip	50701-3722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRUGGEMANS REPLAT OF LOT 24 PARK VIEW GARDENS LOT 2
Legal Range	13W
Legal Township	89N
Legal Section	33
Legal Subdivision	BRUGGEMANS REPLAT OF LOT 24
Legal Lot Number	2,24
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1007
Census Tract	1501

Owner

2138 Westview Ave is owned and occupied by two individuals who bought it in May 2019.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2138 WESTVIEW AVE, WATERLOO, IA 50701-3722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 9, 2018	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF IOWA CREDIT UNION
May 29, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2019 · Amount on File
Deed Sale	May 29, 2019 · Amount on File
Prior Sale	Apr 6, 2016 · Amount on File
Deed Document Number	201917842
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2138 WESTVIEW AVE, WATERLOO, IA 50701-3722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800003291
Date	Aug 23, 2017
Instrument	2018-00003291

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	2138 WESTVIEW AVE, WATERLOO, IA 50701-3722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800016360
Date	Apr 9, 2018
Instrument	201800016360

Lender

Name	UNIVERSITY OF IOWA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	57 Months
Due	Jan 1, 2023

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	May 29, 2019
Property Address	2138 WESTVIEW AVE, WATERLOO, IA 50701-3722
Document Number	201900017842
Instrument Date	May 29, 2019
Instrument	201900017842
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 WESTVIEW AVE, WATERLOO, IA 50701-3722

Tax Assessment & Valuation

The 2025 property tax bill for 2138 Westview Ave was $3,120 with a homeowner's exemption, up 7.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,120.00 (+7.07%) Homeowner's exemption	$187,380 Land $24,840 Building $162,540	$187,380 Land $24,840 Building $162,540
2024	$2,914.00
2023		$166,700 (+13.94%) Land $24,840 Building $141,860	$166,700 Land $24,840 Building $141,860
2022	$2,944.00 Homeowner's exemption	$146,310 Land $24,840 Building $121,470
2021			$146,310 Land $24,840 Building $121,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2138 Westview Ave in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	15 (1979–2020)
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jul 2010 · 3 claims Severe Storms & Flooding, Jul 1993 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2138 Westview Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink.

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