2138 Vanderbilt Dr, Geneva, IL 60134 Property Records

Kane County property record for 2138 Vanderbilt Dr, Geneva, IL 60134

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,366 sqft · built 2000
Owner	Individual Name on Record
Last Sale	$315,000 (Dec 2025)
Tax Bill	$6,603 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-04-102-060`

Property Details

APN / Parcel Number

Primary APN	`12-04-102-060`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,366 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2138 VANDERBILT DR
City	GENEVA
State	IL
Zip	60134-4706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENWICH SQUARE CONDO UNIT 30-2138-B
Legal Subdivision	GREENWICH SQUARE CONDO
Legal Block	1
Jurisdiction	KANE IL
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1007
Census Tract	852607

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2440 EMILY LN, ELGIN, IL 60124-8743
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2025	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Nov 27, 2018	Warranty Deed, Transfer · ARM OLD SECOND NATIONAL BANK
Aug 28, 2018	Warranty Deed, Transfer GLOBAL AMERICAN TITLE AGENCY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2025 · Amount on Record
Deed Sale	Dec 3, 2025 · Amount on Record
Prior Sale	Nov 27, 2018 · Amount on Record
Deed Document Number	202547729
Prior Transfer Date	Feb 25, 2000
Prior Transfer Doc	0000089893
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 3, 2025
Property Address	2138 VANDERBILT DR, GENEVA, IL 60134-4706
Document Number	0000047729
Map Reference	DOC 1999K057717
Instrument Date	Dec 1, 2025
Instrument	2025K047729
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 VANDERBILT DR, GENEVA, IL 60134-4706

Mortgage

Document Number	0000047730
Date	Dec 3, 2025
Instrument	2025K047730

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

Interest

Rate	5.99%

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 27, 2018
Property Address	2138 VANDERBILT DR, GENEVA, IL 60134-4706
Document Number	0000057017
Map Reference	DOC1999K120982
Instrument Date	Oct 30, 2018
Instrument	2018K057017
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	GLOBAL AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 VANDERBILT DR, GENEVA, IL 60134-4706

Mortgage

Document Number	0000057018
Date	Nov 27, 2018
Instrument	2018K057018

Lender

Name	OLD SECOND NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Dec 1, 2023
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	1-Year LIBOR
Max Rate	9.87%

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 28, 2018
Property Address	2138 VANDERBILT DR, GENEVA, IL 60134-4706
Document Number	0000042145
Instrument Date	Aug 10, 2018
Instrument	42145
Transaction Type	Transfer
Record Updated	Sep 18, 2018
Title Company	GLOBAL AMERICAN TITLE AGENCY INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	449 TAFT AVE GLEN ELLYN IL 601376218, GLEN ELLYN, IL 60137-6218
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Geneva Township
Municipality	Geneva City
Unified School District	Geneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,603.00 (+2.98%)	$91,431 (+8.5%) Land $9,634 Building $81,797	$274,403 (+8.5%) Land $28,914 Building $245,489
2024	$6,412.00 (+7.89%)	$84,268 (+18.38%) Land $8,879 Building $75,389	$252,905 (+18.43%) Land $26,648 Building $226,258
2022	$5,943.00 (+2.82%)	$71,182 (+3.86%) Land $7,500 Building $63,682	$213,546 (+3.86%) Land $22,500 Building $191,046
2021	$5,780.00	$68,536 Land $7,221 Building $61,315	$205,608 Land $21,663 Building $183,945

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA serves 21,247 people · EPA ID IL0890350
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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