2138 Swinstead Dr, Sanford, FL 32773 Property Records

Seminole County property record for 2138 Swinstead Dr, Sanford, FL 32773

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,980 sqft · built 2021
Owner	Individual Name on Record
Last Sale	$462,200 (Dec 2021)
Tax Bill	$7,524 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Dec 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-20-31-505-0000-2710`

Property Details

APN / Parcel Number

Primary APN	`17-20-31-505-0000-2710`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	2,980 sqft Living Area
Upper Floors Area	1,650 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2138 SWINSTEAD DR
City	SANFORD
State	FL
Zip	32773-7390
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 271 KENSINGTON RESERVE PHASE III PLAT BOOK {86} PAGES {38-45}
Legal Subdivision	KENSINGTON RESERVE
Legal Phase	3
Legal Lot Number	271
Jurisdiction	SEMINOLE FL
Township / Civil Division	SANFORD
Census Block Group	1
Census Block	1070
Census Tract	21000

Owner

Source: Seminole County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2138 SWINSTEAD DR, SANFORD, FL 32773-7390
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Dec 2, 2021	Special Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jul 7, 2021	Special Warranty Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2021 · Amount on Record
Deed Sale	Dec 2, 2021 · Amount on Record
Prior Sale	Jul 7, 2021 · Amount on Record
Deed Document Number	2021157800
Deed Book / Page	10112 / 1658
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEMINOLE FL
Property Address	2138 SWINSTEAD DR, SANFORD, FL 32773-7390
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 SWINSTEAD DR, SANFORD, FL 32773-7390

Mortgage

Document Number	0103571778
Date	Dec 8, 2022
Book Page	10357/1778
Instrument	2022132440

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Dec 7, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Dec 2, 2021
Property Address	2138 SWINSTEAD DR, SANFORD, FL 32773-7390
Document Number	0101121658
Book / Page	10112 / 1658
Map Reference	MB 86 PG 38-45
Instrument Date	Dec 1, 2021
Instrument	2021157800
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,235.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 SWINSTEAD DR, SANFORD, FL 32773-7390

Mortgage

Document Number	0101121660
Date	Dec 2, 2021
Instrument	10112/1660

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Jul 7, 2021
Property Address	2138 SWINSTEAD DR, SANFORD, FL 32773-7390
Document Number	0099790948
Book / Page	9979 / 948
Map Reference	MB 86 PG 38-45
Instrument Date	Jun 28, 2021
Instrument	2021089345
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$693.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3601 RIGBY RD STE 300, 300, MIAMISBURG, OH 45342-5047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4307 VINELAND RD STE H16, H16, ORLANDO, FL 32811-7374
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Municipality	Sanford City
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,524.00 (+12.15%) Homeowner's exemption	$445,434 (+5.99%)	$525,870 (+16.63%) Land $115,000 Building $410,870
2023	$6,709.00 (+2.74%) Homeowner's exemption	$420,272 (+3%)	$450,890 (+3.6%) Land $105,000 Building $345,890
2022	$6,530.00 Homeowner's exemption	$408,031	$435,217 Land $86,000 Building $349,217

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 52 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	52 in force
Nearby Flood Claims	18 (2008–2024)
Claims Outside the SFHA	6 of 18
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Tropical Storm Fay, Aug 2008 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 68% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANFORD, CITY OF (2 WPS) serves 79,715 people · EPA ID FL3590205
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Swinstead Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures