2138 Stone School Cir, Ann Arbor, MI 48108 Property Records

Washtenaw County property record for 2138 Stone School Cir, Ann Arbor, MI 48108

Property Summary

Property Type	Condominium
Details	2 ba · 1,100 sqft · built 2005
Lot Size	0.018 acres (808 sqft)
Owner	Individual Name on Record
Last Sale	$177,000 (Jul 2026)
Tax Bill	$3,898 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-12-10-303-148`

Property Details

APN / Parcel Number

Primary APN	`09-12-10-303-148`

Interior

Full Baths	2 Baths
Building Area	1,100 sqft Living Area
Basement Area	368 sqft
Unfinished Basement	368 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Lot Area	808 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2138 STONE SCHOOL CIR
City	ANN ARBOR
State	MI
Zip	48108-2353
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R4B
Legal Description	UNIT 18 STONE SCHOOL TOWNHOMES SPLIT/COMB. ON 07/17/2003 COMPLETED 07/17/2003 RYAN CONDOS ; PARENT PARCEL(S):
Legal Range	6E
Legal Township	3S
Legal Section	10
Legal Subdivision	STONE SCHOOL TOWNHOMES CONDOMINIUM
Legal Block	303
Legal Unit	18
Jurisdiction	WASHTENAW MI
Township / Civil Division	ANN ARBOR
Census Block Group	1
Census Block	1008
Census Tract	405600

Owner

Source: Washtenaw County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2138 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Jul 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CREDIT UNION
Aug 20, 2018	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Aug 20, 2020	Warranty Deed, Transfer · Conventional Mortgage STAUNTON FINANCIAL INC
Sep 14, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Aug 20, 2020 · Amount on Record
Deed Document Number	20266804871
Deed Book / Page	5637 / 883
Prior Transfer Date	Sep 7, 2018
Prior Transfer Doc	0006440229
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Jul 29, 2026
Property Address	2138 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Document Number	0006804871
Book / Page	5637 / 883
Instrument Date	Jul 24, 2026
Instrument	20266804871
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	PREFERRED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$134,077.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353

Mortgage

Document Number	0006804686,
Date	Jul 29, 2026
Instrument	20266804686

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Recording Date	Jul 27, 2026
Property Address	2138 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Document Number	0006804686
Book / Page	5637 / 698
Instrument Date	Jul 24, 2026
Instrument	20266804686
Transaction Type	Mortgage
Record Updated	Aug 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006804686,
Date	Jul 27, 2026
Book Page	5637/698
Instrument	20266804686

Lender

Name	LAKE MICHIGAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHTENAW MI
Property Address	2138 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006436653
Date	Aug 20, 2018
Book Page	5269/954
Instrument	6436653

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHTENAW MI
Recording Date	Aug 20, 2020
Property Address	2138 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Document Number	0006537611
Book / Page	5370 / 833
Map Reference	LB 4283 PG 743
Instrument Date	Aug 4, 2020
Instrument	6537611
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	STREET TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,216.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1517 HARVEST LN, 1517, YPSILANTI, MI 48198-3316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	66 SALEM CIR, SALINE, MI 48176-9135

Mortgage

Document Number	0006537612
Date	Aug 20, 2020
Instrument	6537612

Lender

Name	STAUNTON FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHTENAW MI
Recording Date	Sep 14, 2018
Property Address	2138 STONE SCHOOL CIR, ANN ARBOR, MI 48108-2353
Document Number	0006440229
Book / Page	005273 / 000534
Instrument Date	Sep 7, 2018
Instrument	6440229
Transaction Type	Transfer
Record Updated	Oct 26, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2138 STONE SCHOOL CIR ANN ARBOR MI 481082353, ANN ARBOR, MI 48108-2353

Tax Assessment & Valuation

Source: Washtenaw County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Ann Arbor City
County	Washtenaw County
Unified School District	Ann Arbor Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,200 (+2.59%)	$150,400 (+2.59%)
2025	$3,898.00 Homeowner's exemption	$73,300	$146,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 21, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANN ARBOR serves 123,851 people · EPA ID MI0000220
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Metronet.

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