2138 Native Pl, Cottage Grove, WI 53527 Property Records

Dane County property record for 2138 Native Pl, Cottage Grove, WI 53527

Property Summary

Property Type	Single Family Home
Lot Size	0.685 acres (29,882 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Aug 2024)
Tax Bill	$5,852 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0711-034-6364-2`

Property Details

APN / Parcel Number

Primary APN	`0711-034-6364-2`

Exterior

Lot Area	29,882 sqft (0.685 acres)

Location & Zoning

Street Address	2138 NATIVE PL
City	COTTAGE GROVE
State	WI
Zip	53527-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR-08
Legal Description	AMERICAN HERITAGE LOT 34
Legal Range	11
Legal Township	07
Legal Section	03
Legal Subdivision	AMERICAN HERITAGE
Legal Block	63
Legal Lot Number	34
Jurisdiction	DANE WI
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1030
Census Tract	12004

Owner

2138 Native Pl is owned and occupied by an individual who bought it in August 2024.

Source: Dane County records, as of January 22, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	2138 NATIVE PL, COTTAGE GROVE, WI 53527-9738
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Apr 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Dec 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Apr 26, 2019	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2024 · Amount on File
Deed Sale	Aug 16, 2024 · Amount on File
Prior Sale	Apr 26, 2019 · Amount on File
Deed Document Number	5980323
Record Updated	Jun 8, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	2138 NATIVE PL, COTTAGE GROVE, WI 53527-9738
Transaction Type	Mortgage
Record Updated	Nov 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 NATIVE PL PI, PI, COTTAGE GROVE, WI 53527-9738

Mortgage

Document Number	0006058633
Date	Oct 22, 2025
Instrument	6058633

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	2138 NATIVE PL, COTTAGE GROVE, WI 53527-9738
Transaction Type	Mortgage
Record Updated	Apr 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005825451
Date	Apr 11, 2022
Instrument	5825451

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2052

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	2138 NATIVE PL, COTTAGE GROVE, WI 53527-9738
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005799668
Date	Dec 22, 2021
Instrument	5799668

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	372 Months
Due	Jan 1, 2052

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Apr 26, 2019
Property Address	2138 NATIVE PL, COTTAGE GROVE, WI 53527-9738
Document Number	0005483391
Instrument Date	Apr 24, 2019
Instrument	5483391
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 NATIVE PL, COTTAGE GROVE, WI 53527-9738

Mortgage

Document Number	0005483393
Date	Apr 26, 2019
Instrument	5483393

Lender

Name	GUILD MORTGAGE CO

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	2138 NATIVE PL, COTTAGE GROVE, WI 53527-9738
Document Number	0005459068
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2138 NATIVE PL COTTAGE GROVE WI 535279738, COTTAGE GROVE, WI 53527-9738

Mortgage

Document Number	0005459068
Date	Dec 11, 2018
Instrument	5459068

Lender

Name	SUMMIT CU
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 2138 Native Pl was $5,852 with a homeowner's exemption.

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
County Subdivision	Cottage Grove Town
Unified School District	Monona Grove School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,852.00 Homeowner's exemption	$289,200 Land $76,000 Building $213,200	$419,100
2023		$289,200 Land $76,000 Building $213,200	$334,300
2022	$4,775.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2138 Native Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2138 Native Pl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25

May also be available: Bertram Communications, Four Lakes Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Native Pl

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