2138 Naples St, Mora, MN 55051 Property Records

Kanabec County property record for 2138 Naples St, Mora, MN 55051

Property Summary

Property TypeSingle Family Home
Details5 bd · 2 ba · 1,508 sqft · built 1988
Lot Size10 acres (436,036 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Nov 2025)
Tax Bill$4,248 (2026)
Deeds & MortgagesDec 2010 Mortgage
Mar 2005 Mortgage
+ 2 more
APN04-00340-10

Property Details

APN / Parcel Number

Primary APN04-00340-10
Alternative APN
  • 2089

Interior

Bedrooms5 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Building Area1,508 sqft Adjusted Area
1st Floor Area1,508 sqft
Basement Area750 sqft
Finished Basement750 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialWood
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area436,036 sqft (10 acres)
Garage Area624 sqft

Exterior Amenities

Deck AreaDeck Area
Patio Area144 sqft
Shed1 Shed
Shed Area192 sqft
Cabin480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelWood

Location & Zoning

Account Number2089
Street Address2138 NAPLES ST
CityMORA
StateMN
Zip55051-6812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT N1/2 OF SW1/4 S 508' OF N 908' OF W 858'
Legal Range23
Legal Township39
Legal Section05
JurisdictionKANABEC MN
Township / Civil DivisionCOMFORT
Census Block Group3
Census Block3007
Census Tract480400

Owner

2138 Naples St is owned and occupied by two individuals who bought it in November 2025.

Source: Kanabec County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address2138 NAPLES ST, MORA, MN 55051-6812
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2010Deed of Trust, Mortgage · FHA Mortgage
PRIMELENDING
Mar 7, 2005Deed of Trust, Mortgage · Balloon Mortgage
TCF NATIONAL BANK
Nov 5, 2025Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD NATIONAL BANK
Aug 15, 2023Warranty Deed, Transfer · Conventional Mortgage
FIRST CITIZENS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 5, 2025 · Amount on File
Deed SaleNov 5, 2025 · Amount on File
Prior SaleAug 15, 2023 · Amount on File
Deed Document Number2025289629
Record UpdatedOct 29, 2026

December 2010: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANABEC MN
Property Address2138 NAPLES ST, MORA, MN 55051-6812
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000238165
DateDec 21, 2010
Instrument238165
Lender
NamePRIMELENDING
TypeMortgage Company
AddressDALLAS, TX 75252
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2041

March 2005: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANABEC MN
Property Address2138 NAPLES ST, MORA, MN 55051-6812
Transaction TypeMortgage
Record UpdatedFeb 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000211644
DateMar 7, 2005
Instrument211644
Lender
NameTCF NATIONAL BANK
TypeBank
AddressMINNEAPOLIS, MN 55402
Agreement
TypeBalloon Mortgage
AmountAmount on Record
Term83 Months
DueFeb 15, 2012

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANABEC MN
Recording DateNov 5, 2025
Property Address2138 NAPLES ST, MORA, MN 55051-6812
Document Number0000289629
Instrument DateNov 5, 2025
Instrument289629
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanyALL SEASONS TITLE AGENCY, ALL SEASONS TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,221.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2138 NAPLES ST, MORA, MN 55051-6812

Mortgage

Document Number0000289630
DateNov 5, 2025
Instrument289630
Lender
NameNEIGHBORHOOD NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2055

August 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANABEC MN
Recording DateAug 15, 2023
Property Address2138 NAPLES ST, MORA, MN 55051-6812
Document Number0000282653
Instrument DateAug 7, 2023
Instrument282653
Transaction TypeTransfer
Record UpdatedJan 21, 2026
Title CompanyALL SEASONS TITLE AGENCY, ALL SEASONS TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,155.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2138 NAPLES ST, MORA, MN 55051-6812

Mortgage

Document Number0000282654
DateAug 15, 2023
Instrument282654
Lender
NameFIRST CITIZENS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 2138 Naples St was $4,248 with exemptions applied, up 5.1% from the year before.

Source: Kanabec County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyKanabec County
County SubdivisionComfort Township
Unified School DistrictMora Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,248.00 (+5.15%) Homeowner's exemption Senior Citizen's exemption$311,300 (-14.08%) Land $85,100 Building $226,200$311,300 (-14.08%) Land $85,100 Building $226,200
2025$4,040.00$362,300 Land $68,100 Building $294,200$362,300 Land $68,100 Building $294,200
2023$3,926.00$330,700 Land $52,400 Building $278,300$330,700 Land $52,400 Building $278,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2138 Naples St; there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims1 (2016)
Most Recent ClaimJul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2138 Naples St is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 69% of Minnesota
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ECE Fiber
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130

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