St. Louis County property record for 2138 Minnesota Ave, Duluth, MN 55802
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,234 sqft · built 2014 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $590,000 (Aug 2020) |
| Tax Bill | $9,108 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage Oct 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3110-02370 |
| Primary APN | 010-3110-02370 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 3,234 sqft Gross Area |
| 1st Floor Area | 2,580 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Lot Area | 4,000 sqft (0.091 acres) |
| Garage Area | 280 sqft |
| Deck Area | 409 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1094436 |
|---|---|
| Street Address | 2138 MINNESOTA AVE |
| City | DULUTH |
| State | MN |
| Zip | 55802-2441 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0060 BLOCK:000 SERIAL # |
| Legal Subdivision | LOWER DULUTH MINNESOTA AVE |
| Legal Lot Number | 60 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 2200 |
2138 Minnesota Ave is owned and occupied by an individual who bought it in August 2020.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2138 MINNESOTA AVE, DULUTH, MN 55802-2441 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG |
| Oct 16, 2018 | Warranty Deed, Transfer · Conventional Mortgage BAXTER CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on File |
| Deed Sale | Aug 21, 2020 · Amount on File |
| Prior Sale | Aug 18, 2020 · Amount on File |
| Deed Document Number | 20201388470 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 2138 MINNESOTA AVE, DULUTH, MN 55802-2441 |
| Document Number | 00A1388471 |
| Instrument Date | Aug 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2138 MINNESOTA AVE DULUTH MN 558022441, DULUTH, MN 55802-2441 |
| Document Number | 00A1388471 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | A1388471 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 20, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Oct 16, 2018 |
| Property Address | 2138 MINNESOTA AVE, DULUTH, MN 55802-2441 |
| Document Number | 00A1342657 |
| Instrument Date | Sep 28, 2018 |
| Instrument | A1342657 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,551.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2138 MINNESOTA AVE DULUTH MN 558022441, DULUTH, MN 55802-2441 |
| Document Number | A1003761 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | A1003761 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 792 Months |
| Due | Oct 15, 2084 |
| Document Number | A1342658, |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | A1342658 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Address | VERNON HILLS, IL 60061 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 15, 2048 |
The 2026 property tax bill for 2138 Minnesota Ave was $9,108 with a homeowner's exemption, up 16.4% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,108.00 (+16.41%) Homeowner's exemption | ||
| 2025 | $7,824.00 (-19.42%) Homeowner's exemption | $651,400 (+16.7%) Land $101,500 Building $549,900 | $651,400 (+16.7%) Land $101,500 Building $549,900 |
| 2024 | $9,710.00 | $558,200 Land $99,200 Building $459,000 | $558,200 Land $99,200 Building $459,000 |
| 2022 | $555,700 Land $48,000 Building $507,700 | $555,700 Land $48,000 Building $507,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2138 Minnesota Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 5 (1986–2019) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2138 Minnesota Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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