Hamilton County property record for 2138 Harcourt Estates Dr, Cincinnati, OH 45244
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 652 sqft · built 2022 |
| Lot Size | 2.42 acres (105,415 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $585,000 (Feb 2020) |
| Tax Bill | $17,618 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 500-0050-0091-00 |
| Primary APN | 500-0050-0091-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 652 sqft Living Area |
| 1st Floor Area | 652 sqft |
| 2nd Floor Area | 1,058 sqft |
| Basement Area | 2,892 sqft |
| Finished Basement | 1,300 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 105,415 sqft (2.42 acres) |
| Garage Type | Attached |
| Garage Area | 872 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 820 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2138 HARCOURT ESTATES DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45244-2673 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HARCOURT DR REAR 2.420 ACS LOT 25 HARCOURT ESTATES SUB BLK B |
| Legal Subdivision | HARCOURT ESTATES |
| Legal Block | B |
| Legal Lot Number | 25 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | ANDERSON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 25101 |
2138 Harcourt Estates Dr is owned and occupied by two individuals who bought it in February 2020.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2138 HARCOURT ESTATES DR, CINCINNATI, OH 45244-2673 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 19, 2022 | Deed of Trust, Mortgage THIRD FSLA OF CLEVELAND |
| Jun 3, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Feb 3, 2020 | Warranty Deed, Transfer · Conventional with PMI FIFTH THIRD BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2020 · Amount on File |
| Deed Sale | Feb 3, 2020 · Amount on File |
| Prior Sale | May 22, 2003 · Amount on File |
| Deed Document Number | 0000011221 |
| Deed Book / Page | 014096 / 001447 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2138 HARCOURT ESTATES DR, CINCINNATI, OH 45244-2673 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000088903 |
|---|---|
| Date | Sep 19, 2022 |
| Book Page | 14754/708 |
| Instrument | 2022-0088903 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.04% |
| Type Change Date | Sep 15, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.04% |
| Max Rate At Change | 7.04% |
| Index | 1-Year CMT |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2138 HARCOURT ESTATES DR, CINCINNATI, OH 45244-2673 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2021 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000068253 |
|---|---|
| Date | Jun 3, 2021 |
| Book Page | 14431/2461 |
| Instrument | 2021-0068253 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 14, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 3, 2020 |
| Property Address | 2138 HARCOURT ESTATES DR, CINCINNATI, OH 45244-2673 |
| Document Number | 0000011221 |
| Book / Page | 014096 / 001447 |
| Instrument Date | Jan 28, 2020 |
| Instrument | 11221 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,340.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2138 HARCOURT ESTATES DR CINCINNATI OH 452442673, CINCINNATI, OH 45244-2673 |
| Document Number | 11222 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 014096/001449 |
| Instrument | 11222 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45227 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 2, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
The 2025 property tax bill for 2138 Harcourt Estates Dr was $17,618, up 2.8% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Anderson Township |
| Unified School District | Forest Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,618.00 (+2.8%) | $281,841 (+%) Land $47,443 Building $234,398 | |
| 2024 | $17,138.00 (+5.2%) | $281,840 (-) Land $47,442 Building $234,398 | |
| 2023 | $16,291.00 (+22.53%) | $281,840 (+37.65%) Land $47,442 Building $234,398 | $805,260 Land $135,550 Building $669,710 |
| 2022 | $13,295.00 Homeowner's exemption | $204,751 Land $58,972 Building $145,779 | |
| 2020 | $585,000 Land $168,490 Building $416,510 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2138 Harcourt Estates Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1978–2011) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Jun 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2138 Harcourt Estates Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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