2138 Dream Oak Loop, Mulberry, FL 33860 Property Records

Polk County property record for 2138 Dream Oak Loop, Mulberry, FL 33860

Property Summary

Property Type	Mobile Home
Details	1,216 sqft · built 2004
Lot Size	1.09 acres (47,602 sqft)
Owner	Individual Name on Record
Last Sale	$103,900 (Jun 2019)
Tax Bill	$1,792 (2025)
Deeds & Mortgages	Jun 2019 Transfer Jun 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-30-16-000000-013090`

Property Details

APN / Parcel Number

Primary APN	`23-30-16-000000-013090`
Alternative APNs	`163023000000013090` `63023000`

Interior

Building Area	1,216 sqft Living Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2016
Architectural Style	Mobile Home
Roof Material	Metal
Lot Area	47,602 sqft
Porch	Porch

Location & Zoning

Street Address	2138 DREAM OAK LOOP
City	MULBERRY
State	FL
Zip	33860-7900
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	TRACT A DESC AS FOLL: COMM SE COR OF S1/2 OF NW1/4 OF NW1/4 OF NE1/4 OF SEC RUN W ALONG S BNDRY OF S1/2 509.03 FT FOR POB CONT W ALONG S BNDRY OF S1/2 144.52 FT N 01 DEG 41 MIN 25 SEC E 329.67 FT TO NW COR OF SAID S1/2 E ALONG N BNDRY OF S1/2 143.44
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	A
Legal Block	2
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	2
Census Block	2052
Census Tract	14802

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2138 DREAM OAK LOOP, MULBERRY, FL 33860-7900
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2019	Correction Deed, Transfer ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS
Jun 18, 2019	Warranty Deed, Subdivision Related Transfer · Conventional with PMI MAINSTAY FINANCIAL SERVICES LLC
Sep 25, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2019 · Amount on Record
Deed Sale	Jun 18, 2019 · Amount on Record
Prior Sale	Oct 29, 2012 · Amount on Record
Deed Document Number	2019126254
Deed Book / Page	10878 / 1525
Prior Transfer Date	Aug 18, 2003
Prior Transfer Doc	0000172792
Record Updated	Oct 29, 2026

June 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	POLK FL
Recording Date	Jun 18, 2019
Property Address	2138 DREAM OAK LOOP, MULBERRY, FL 33860-7900
Document Number	0108781523
Book / Page	010878 / 001523
Instrument Date	Jun 14, 2019
Instrument	126253
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 519 AUBURNDALE FL 338230519, AUBURNDALE, FL 33823-0519

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Jun 18, 2019
Property Address	2138 DREAM OAK LOOP, MULBERRY, FL 33860-7900
Document Number	0108781525
Book / Page	010878 / 001525
Instrument Date	Jun 14, 2019
Instrument	126254
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 7, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$727.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2138 DREAM OAK LOOP NICHOLS FL 33863, NICHOLS, FL 33863

Mortgage

Document Number	108781527
Date	Jun 18, 2019
Book Page	010878/001527
Instrument	126255

Lender

Name	MAINSTAY FINANCIAL SERVICES LLC
Type	Bank
Address	AUBURNDALE, FL 33823

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Interest

Rate	10.5%

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK FL
Recording Date	Sep 25, 2018
Property Address	2138 DREAM OAK LOOP, MULBERRY, FL 33860-7900
Document Number	0106220323
Book / Page	010622 / 000323
Instrument Date	Oct 5, 2017
Instrument	202602
Transaction Type	Transfer
Record Updated	Oct 11, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5578 COMMERCIAL BLVD WINTER HAVEN FL 338801008, WINTER HAVEN, FL 33880-1008
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,570 (+10.96%) Land $3,924 Building $139,646	$143,570 (-5.55%) Land $3,924 Building $139,646
2025	$1,792.00 (-13.43%)	$129,388 (-9.25%)	$152,004 (+6.61%) Land $3,924 Building $148,080
2023	$2,070.00 (+0.19%)	$142,577 (-9.33%) Land $3,815 Building $138,762	$142,577 (-9.33%) Land $3,815 Building $138,762
2022	$2,066.00	$157,250 Land $3,597 Building $153,653	$157,250 Land $3,597 Building $153,653

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 84% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Dream Oak Loop

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