Lake County property record for 2138 Davis Ave, Whiting, IN 46394
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,144 sqft · built 1965 |
| Lot Size | 0.11 acres (4,800 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,633 (2024) |
| Deeds & Mortgages | Mar 2026 Line of Credit Oct 2022 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 007-26-34-0244-0011 |
| Primary APN | 007-26-34-0244-0011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,144 sqft Living Area |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1995 |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 4,800 sqft (0.11 acres) |
| Lot Dimensions | 120 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 007-26-34-0244-0011 |
|---|---|
| Old Parcel Number | 263402440011 |
| Street Address | 2138 DAVIS AVE |
| City | WHITING |
| State | IN |
| Zip | 46394-1825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2ND LAKE ADD. L.11 BL.1 |
| Legal Subdivision | 2ND LAKE ADD |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | NORTH |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 20100 |
2138 Davis Ave is owned and occupied by an individual who acquired it in March 2020.
Source: Lake County records, as of March 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2138 DAVIS AVE, WHITING, IN 46394-1825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 18, 2026 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Oct 27, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HORIZON BANK |
| Oct 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK |
| Mar 6, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 6, 2020 |
| Transfer Doc | 0000016117 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 2138 DAVIS AVE, WHITING, IN 46394-1825 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2136 DAVIS AVE, WHITING, IN 46394-1825 |
| Document Number | 0000010739 |
|---|---|
| Date | Mar 18, 2026 |
| Instrument | 2026-510739 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 12, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 2138 DAVIS AVE, WHITING, IN 46394-1825 |
| Transaction Type | Mortgage |
| Record Updated | Nov 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2138 DAVIS AVE, WHITING, IN 46394-1825 |
| Document Number | 0000043754 |
|---|---|
| Date | Oct 27, 2022 |
| Instrument | 2022-543754 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Sep 15, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 2138 DAVIS AVE, WHITING, IN 46394-1825 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0000079213 |
|---|---|
| Date | Oct 29, 2020 |
| Instrument | 2020-079213 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Mar 6, 2020 |
| Property Address | 2138 DAVIS AVE, WHITING, IN 46394-1825 |
| Document Number | 0000016117 |
| Instrument Date | Mar 3, 2020 |
| Instrument | 16117 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2138 DAVIS AVE WHITING IN 463941825, WHITING, IN 46394-1825 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | North Township |
| Municipality | Hammond City |
| Unified School District | Hammond School City (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $242,500 Land $32,100 Building $210,400 | $242,500 Land $32,100 Building $210,400 | |
| 2024 | $2,633.00 | ||
| 2023 | $194,000 (+3.85%) Land $32,000 Building $162,000 | $194,000 (+3.85%) Land $32,000 Building $162,000 | |
| 2022 | $2,474.00 Homeowner's exemption | $186,800 Land $32,000 Building $154,800 | $186,800 Land $32,000 Building $154,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2138 Davis Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 12 (1993–2008) |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 2138 Davis Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2020 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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