Albemarle County property record for 2138 Avinity Loop, Charlottesville, VA 22902 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2015 |
| Square Footage | 1,728 sqft Finished Area |
| Lot Size | 2,178 sqft (0.05 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $525,000 (2026) |
| Tax Bill | $2,261.00 (2026) |
| Primary APN | 091A0-00-00-08100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 8 Rooms |
| Building Area | 1,728 sqft Finished Area |
| Basement Area | 864 sqft Basement |
| Finished Basement | 528 sqft Finished |
| Unfinished Basement | 336 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Composition/Composite Exterior |
| Construction Type | Wood Construction |
| Roof Material | Wood Roof |
| Lot Area | 2,178 sqft (0.05 acres) |
| Patio Area | 192 sqft Patio |
| Porch Area | 172 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Street Address | 2138 AVINITY LOOP |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-5784 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AVINITY 81 PHASE I |
| Legal Subdivision | AVINITY |
| Jurisdiction | ALBEMARLE VA |
| Minor Civil Division | SCOTTSVILLE |
| Census Blockgroup | 1 |
| Census Block | 1007 |
| Census Tract | 11303 |
Source: Albemarle County records · APN 091A0-00-00-08100
Assessment roll updated June 15, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2138 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-5784 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 03, 2026 | Deed, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Jun 21, 2022 | Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| May 09, 2018 | Grant Deed, Transfer SUNTRUST MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 03, 2026 · Amount on Record |
| Deed Sale | Apr 03, 2026 · Amount on Record |
| Prior Sale | Jun 21, 2022 · Amount on Record |
| Deed Doc Number | 20263121 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Apr 03, 2026 |
| Property Address | 2138 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-5784 |
| Document Number | 202600003121 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 20263121 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $53,025.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2138 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-5784 |
| Document Number | 0000003122, |
|---|---|
| Date | Apr 03, 2026 |
| Instrument | 20263122 |
| Name | ATLANTIC COAST MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 21, 2022 |
| Property Address | 2138 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-5784 |
| Document Number | 202200007504 |
| Map Reference | MB 4018 PG 509-511M |
| Instrument Date | Jun 16, 2022 |
| Instrument | 202200007504 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2137 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-5784 |
| Document Number | 202200007505 |
|---|---|
| Date | Jun 21, 2022 |
| Instrument | 202200007505 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Jul 01, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | Other |
| Max Rate | 9.87% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | May 09, 2018 |
| Property Address | 2138 AVINITY LOOP, CHARLOTTESVILLE, VA 22902-5784 |
| Document Number | 0000005027 |
| Book / Page | 005045 / 000044 |
| Instrument Date | Apr 24, 2018 |
| Instrument | 5027 |
| Transaction Type | Transfer |
| Record Updated | Jan 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 2138 AVINITY LOOP CHARLOTTESVILLE VA 229025784, CHARLOTTESVILLE, VA 22902-5784 |
| Document Number | 5028 |
|---|---|
| Date | May 09, 2018 |
| Book Page | 005045/000048 |
| Instrument | 5028 |
| Name | SUNTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 08, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,261.00 (-49.02%) | $505,400 (+1.87%) Land $115,500 Building $389,900 | $505,400 (+1.87%) Land $115,500 Building $389,900 |
| 2025 | $4,435.00 (+13.66%) | $496,100 (+8.56%) Land $95,700 Building $400,400 | $496,100 (+8.56%) Land $95,700 Building $400,400 |
| 2023 | $3,902.00 | $457,000 Land $95,200 Building $361,800 | $457,000 Land $95,200 Building $361,800 |
2138 Avinity Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Albemarle County (51003C), updated February 3, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 29th in Virginia |
|---|---|
| Wildfire Likelihood | Low — about 1 in 7,692 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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