Bay County property record for 2138 3rd St, Bay City, MI 48708
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,494 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $27,900 (Aug 1997) |
| Tax Bill | $1,476 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-022-407-013-00 |
| Primary APN | 160-022-407-013-00 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,494 sqft Living Area |
| 1st Floor Area | 747 sqft |
| Upper Floors Area | 60 sqft |
| Basement Area | 747 sqft |
| Unfinished Basement | 747 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 145 ft deep x 60 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 126 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Street Address | 2138 3RD ST |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48708-6303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 SINGLE |
| Legal Description | NW 1/4 OF LOT 6 BLK 5 W D FITZHUGHS ADD TO HIS SUB OF SEC 22 & 27 ETAL |
| Legal Subdivision | W D FITZHUGHS ADD |
| Legal Block | 5 |
| Legal Lot Number | 6 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BAY CITY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 280500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Center Avenue Neighborhood Historic District (Boundary Increase) listed 2012 · 877 contributing resources · NRIS 12001027 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
2138 3rd St is owned and occupied by an individual who bought it in August 1997.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2138 3RD ST, BAY CITY, MI 48708-6303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 25, 1997 · Amount on File |
| Deed Sale | Aug 25, 1997 · Amount on File |
| Deed Book / Page | 1475 / 805 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 2138 3rd St was $1,476 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Bay City |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,476.00 Homeowner's exemption | $70,250 | $140,500 |
| 2023 | $54,800 | $109,600 | |
| 2022 | $1,290.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2138 3rd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2138 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 596 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
May also be available: Verizon.
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