2137 Waterside Dr, Chula Vista, CA 91913 Property Records

San Diego County property record for 2137 Waterside Dr, Chula Vista, CA 91913

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,535 sqft · built 1990
Lot Size	0.81 acres (3,549 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Oct 2019)
Tax Bill	$6,834 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2023 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`595-291-19-00`

Property Details

APN / Parcel Number

Primary APN	`595-291-19-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,535 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	3,549 sqft (0.81 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2137 WATERSIDE DR
City	CHULA VISTA
State	CA
Zip	91913-3409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC4RP8
Legal Description	LOT 19 TR 012070
Legal Subdivision	CHULA VISTA TERRACE
Legal Tract	012070
Legal Block	2
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2011
Census Tract	13418

Owner

2137 Waterside Dr is owned and occupied by two individuals who bought it in October 2019.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2137 WATERSIDE DR, CHULA VISTA, CA 91913-3409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Mar 10, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage OCMBC INC
Oct 18, 2019	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 19, 2019	Trustee's Deed, Foreclosure NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2019 · Amount on File
Deed Sale	Oct 18, 2019 · Amount on File
Prior Sale	Mar 19, 2019 · Amount on File
Deed Document Number	2019472027
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 13, 2026
Property Address	2137 WATERSIDE DR, CHULA VISTA, CA 91913-3409
Document Number	0000199437
Instrument Date	Jul 4, 2026
Instrument	2026199437
Transaction Type	Mortgage
Record Updated	Jul 21, 2026
Title Company	POST SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2137 WATERSIDE DR, CHULA VISTA, CA 91913-3409
Investor	Possibly a Property Investor

Mortgage

Document Number	0000199437,
Date	Jul 13, 2026
Instrument	2026199437

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Aug 1, 2066

Interest

Rate	6.48%
Max Rate	-1%

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2137 WATERSIDE DR, CHULA VISTA, CA 91913-3409
Transaction Type	Mortgage
Record Updated	Mar 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2137 WATERSIDE DR, CHULA VISTA, CA 91913-3409
Investor	Possibly a Property Investor

Mortgage

Document Number	0000062607
Date	Mar 10, 2023
Instrument	2023-0062607

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 1, 2033

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2137 WATERSIDE DR, CHULA VISTA, CA 91913-3409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2137 WATERSIDE DR, CHULA VISTA, CA 91913-3409

Mortgage

Document Number	0000832453
Date	Dec 23, 2020
Instrument	2020-0832453

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 18, 2019
Property Address	2137 WATERSIDE DR, CHULA VISTA, CA 91913-3409
Document Number	0000472027
Map Reference	MAP 12070
Instrument Date	Oct 7, 2019
Instrument	2019-0472027
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	WFG NATIONAL TITLE CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2137 WATERSIDE DR, CHULA VISTA, CA 91913-3409
Investor	Possibly a Property Investor

Mortgage

Document Number	0000472028
Date	Oct 18, 2019
Instrument	2019-0472028

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 19, 2019
Property Address	2137 WATERSIDE DR, CHULA VISTA, CA 91913-3409
Document Number	0000098376
Instrument Date	Mar 15, 2019
Instrument	98376
Transaction Type	Foreclosure
Record Updated	Mar 29, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$539.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	425 S FINANCIAL PL #2000 CHICAGO IL 606051000, 2000, CHICAGO, IL 60605-1000
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 2137 Waterside Dr was $6,834 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Chula Vista City
Elementary School District	Chula Vista Elementary School District (KG - 06)
Secondary School District	Sweetwater Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$596,797 (+2%) Land $325,525 Building $271,272
2025	$6,834.00 Homeowner's exemption	$585,096 Land $319,143 Building $265,953
2023	$6,482.00 (+2.99%) Homeowner's exemption	$562,378 Land $306,751 Building $255,627
2022	$6,294.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2137 Waterside Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2137 Waterside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Barona North tribal government · serves 1,171 people · EPA ID 090600118
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	4 ppb (2023–2025) action level 15 ppb
Copper	2.34 mg/L (2020–2022) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks.

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